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Daily yoga balance exercises can make a big difference too

This post is revealing about these FIRE blogs - they owe it yo their readers to be honest about privilege and income sources. https://ournextlife.com/2018/03/21/fire-blogger-manifesto/

As others have said, there is risk to house equity. I find these decisions come down to lifestyle choices. If you are more of a 'homebody' and get enjoyment from gardening, tinkering in the house, cooking, entertaining etc then the nicer house will bring give you enjoyment and its worth it. On...

We are in Sicily right now and love it. You can easily take a 2 hour bus from Catania to Ragusa. Highly recommend staying in Catania for a few days instead of Taormina (overly touristy and easy day visit from Catania). Lots to see and do in Catania...

I have seen many early retirees move to central america for a few years then return when eligible for medicare....health insurance outside the US is way cheaper.

I highly recommend hiking in Isle of Skye - dont miss it. Some of the most spectacular scenery in the world - a spiritual experience. Sent from my iPhone using Early Retirement Forum

Great thread. Its amazing how many places so many of you have lived. I have lived in: Montreal, Toronto, Ottawa, Dallas, Madrid, Ottawa again and Raleigh. I like to live in different places and have a nomadic spirit. Considering central/south america as a home base with significant long term travel.

Welcome. Have you also considered Panama and Uruguay as retirement destinations? JoJo

No one has mentioned the children. Does he have any visitation rights or joint custody? Does he want to maintain a relationship with his children? Key questions before deciding to move away to live with his girlfriend.

Kcowan, how do you pay so little tax? Is it because you structure your income around dividends/capital gains? JoJo

No, Im not Al ;), but there are two ways to interpret the sentence: Wow. Al and I thought you were living a frugal life ! or Wow Al, and I thought you were living a frugal life! That's what happens when you forget punctuation... JoJo

are you talking to me?

thanks - will come in handy. hoping to RE in 2 years

I bought some GIM when it dropped below nav last week. Don't expect the US dollar to rebound any time soon. Too much debt, recession in the air. joJo

Here is one of the better articles: Distant Shores Affordable living is drawing retirees to Southeast Asia By STEVE MOLLMAN March 31, 2007; Page R4 If there was a better place to spend their retirement years, Harold and Mary Richards would have found it. The British retirees stepped back and...

Hi FlyingNorth, Welcome to Canada. I am Canadian, lived in the US for a few years, as well as Spain, then moved back to Canada. I know more than I ever wanted to know about cross border issues and am very familiar with the Canada/US tax treaty. The treaty allows you to keep your IRAs in the US...

We plan to: 1. sell the house 2. get rid of stuff and put the rest in storage 3. take off for many months around the world - free and mobile 4. do 3 for as long as it takes to get the 20+ years of Megacorp out of the system and satisfy our gypsy/nomad lust 5. settle somewhere near the kids in a...

The guy is a menace to society - a prognostician that twist the facts. In 2002 he said there will be a crash (of course with no time frame) and then when we have a blip - oh, there it was - even though the market has bounced right back in a matter of weeks! JoJo

Hi Accounting Sucks, Sprott is an excellent mutual fund and one of the few whose MER varies based on the performance of the fund so if the fund does well the MER is higher and vice versa. The track record speaks for itself for over 10 years. This is one of the few funds that is worth the price...

Has anyone checked into the new international real estate ETF from State Street which tracks the Dow Jones Wilshire International Real Estate Securities Index - ticker symbol RWX? It includes real estate outside of the US and was launched just before the holidays. It may be worth considering as...

John Galt you crack me up. I'm so glad you're back. We need curmudgeons like you on this board. Auto-exercise. Yeesh. Who writes this gobbledy gook anyways? Jo Jo

Hi D Suggest you look at investing in US based ETFs to get the lower fees. Acuity pooled funds are good and you can meet the minumums. Their pooled high income fund has a great long term track record if you need income. If you structure your income as dividends, you can earn around $30K in...

This is the best forum I have found so far on the Internet. People are intelligent and it covers all kinds of lifestyle topics that really get at the meaning of life. The advice on what's important, investments, living situations etc. is invaluable. Although I don't post as much as I would like...

Warning: Rant to follow. This guy is such a turkey. His columns are pathetic. Some times people are victims of circumstances - poor education, poor health, etc. He needs to get real and quit the holier than thou pontificating. JoJo

Hi AccountingSucks, I am also a fellow Canadian. AltaRed has given you good advice. I did the same thing as both of you. Paid off the mortgage first (guaranteed return) and then invested. This makes sense with our tax system. The best approach I have found is the self-directed route with a...