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I've been to the Seychelles and found them Ok, but not paradise for me. But then again everyone has different taste. I've traveled everywhere I wanted to see, so I have lots to compare. Sometimes just being on vacation with a nice drink and great weather magnafies the experience. I remember...

Thanks for your responses. I like the locals very much by me, we fit in great, and fish together etc. It seems it's somewhat out of the way and large city folk rather buy vacant land and put up there own house. I thought about remodling the house but it has no basement and the house is on pilons...

I have a home in a large city and a second home in the country. The country home was fine for weekends but not big enough to retire in. We are thinking of tarring it down and building a modest but comfortable home. Beautiful location, very private, and lots of land. My big concern is a new...

I retired in the city when I was 40, but after 5 years of loafing I took another position. So when I retire this time I have a game plan. I bought a house in the country, on a small mountain top. The people are great, no or little crime, no traffic, and no noise. I took up gardening, bought a...

I have taken a similar cruise to the Canal twice, very interesting. Just remember to cover all your skin while sitting on the deck. Sun poisoning is very common. Happened to me, even with sunscreen on and I have my own tanning bed. I got the top of my feet burned. When I arrived home my daughter...

This topic really hits home. I retired at 40 and I thought most people and relatives would be happy for me. I was proud to admit I didn't have to work anymore. But I have to admit it, not many people I know took it very well. Even my relatives were weird about it, they would comment to me why...

Zipp it must be the beer, what kind? Spike

They knock you out, it's painless. Saved my wifes life, don't put it off.

Just had a business chat with my lawyer and I asked him his opinion if I should keep my 1m umbrella policy. He said keep it until you retire, it cost me about $368 a year. But if I owned rental property I would keep it until it was all sold. I think I'll keep it until the premiums get to high...

Pacific Heights

Re: OK, so its not 'fire and money' I like flip this house. When they buy them cheap and redo them in 10 days and make big money, I get that warm tingle feeling all over my body.

By me I have never seen a double wide mobile home/trailer. They are not legal in many places and you have to have a parcel of land that permits them. As to the metal frame I am speaking of the frame below the floor, where the wheels are attached. These homes come with a title and are movable...

First off I meant to say $38.00 a square foot. Not 100 sq. ft. http://www.designhomes.com/ http://horkheimerhomes.com/ I have a summer home in the country and there are literally hundreds of these unit's all over by me. I have lots of land, with well, electric, and septic. So I am gonna just...

There's a lot of speculation on what government employees make, but I work for the govt. So let me give you my experience, in my area $35.00 per hour would not be accurate, more like $24.00 hour. I started my career in govt. making 50% less then I did in the private sector. It takes me 7 years...

The plant I was at (Design Homes) has models that are legal by states. They meet or exceed almost any codes I am aware of. Some of these units come with Kohler Faucets, fireplace, china cabinets, Bosch appliances, Stainless fronts, built ins, soaking tubs, attached porches, brick exteriors, 3...

The healthier you are, the longer you live, (hopefully) and you need more money, because your gonna live longer. So I am going to drink a little more so I don't outlive my nest egg.

My wife and I worried about dieing before we got a chance to see everything we wanted to see. So we made a list of places we wanted to see and did it while we were physically fit. We made 67 countries and had a blast. So when we retire we planned to see the USA. It's cheaper and your closer to...

Modular homes are a great bang for the buck. $38.00 per sq. ft. and very energy efficient. I am going to retire in one, there's one for every budget. Big advantage is they appreciate in value. Just toured a manufacturers plant, very interesting how they assemble them. Another advantage is you...

I wanted to take another trip to Thailand and the air fare is about the same price as a Grand Circle 3 week trip, which included air-fare, flight from BKK to Chiang Mai, lodging and two to three meals a day. I thought about taking the same tour and just using the cheap air, food and lodging...

I am starting to gear up for retirement, by trying to reduce my monthly expenses. I have no debt but Lot's of monthly bills. So I added them up and it was much higher than I expected. But how do you cut, auto insurance, high home owners insurance, property tax, big utility bills etc.? It's like...

My wife and I both had one done for our 55th. birthday. Including the upper GI scope. They knock you out and it's a breeze. My wife's doctor was against her having one and I demanded it. Our doctors share offices. I talked to my doctor and had him tell his cousin to order one for my wife. They...

I was a landlord for at least 25 years, I had about 67 units, with only a a couple of mortgages. Most were free and clear. I could see the writing on the wall, the level of tenants deteriorated every year. I did most of the renting and as many repairs as I could handle. But it became to much...

I think I could make this a diet, eat 60 pills and unable to eat lunch. Vitamins can have side effects also. I do take them, but better yet try and eat well. I would like vitamin companies to scientifically prove any health benefit and list side effects. Also have guranteed analysis of the...

It's very rewarding to own your own business. I have had several in the past 35 years. Mostly very modest in size, one real good one. Borrowing money to start a business is very risky!!!!!!!!! Yes I've done it, but at that time in my life I was desparate. You should have cash. It's very...

Often times you hear people say when I retire I'll get a fortune for my house and move. But then where do you go and how much are you going to pay? You make a nice pile on this house and spend a small fortune on the next one, where are you? I have an exit plan, but it's not for everyone. I...