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  1. J

    Pumpkins

    The real question is what do you do with all the extra stray cats lingering outside your back door? Build a Cat-apult. Wonder what the terminal velocity of a cat is.
  2. J

    Pumpkins

    Take em to Punkin Chunkin?
  3. J

    Speaking of Work - The Millennium Generation has begun to Arrive

    "work is not a priority for me, me is a priority for me and my second priority is my friends" Yep - pretty much. Except replace "friends" with "family". And maybe make "family" a higher priority than "me". If I was getting crazy overtime pay, comp time, or huge bonuses, I'd whore myself...
  4. J

    US Priority Mail. Negative Experience

    They probably sent you the mail survey last summer. By mail. What, you never received it? Guess they should have fedexed it.
  5. J

    What is Your Strategy for Dealing With Change?

    I charge virtually everything on my credit card. What little spare change I generate (maybe $1/month?), I usually leave it in the car console for use in parking meters or to buy stamps (neither of which I do very often) or some other miscellaneous purpose. Or if I'm inside the house when I...
  6. J

    Televisions

    I bought a 32" crt from walmart. Works great. digital - so it is not obsolete in 2009. I don't get HD signals over my cable anyway. $250 brand new, so it is disposable if/when I feel like upgrading to 21st century technology.
  7. J

    US Priority Mail. Negative Experience

    I recently bought something from woot.com and it is being shipped USPS. However, the package is being tracked by fedex. I wonder if USPS has contracted fedex to do package tracking?
  8. J

    Making money with your credit cards

    I've still got $75000 or so in the stoozing game. Most offers have dried up, but there are still a few out there. I may be out of the game in another 6 months... Year to date - probably around $4000-$5000 including sign up rewards.
  9. J

    Marital assets & asset allocation

    We manage all assets jointly as one portfolio. For example, she has all the VG small cap value fund in her IRA. I have all the total market index in my 401k. In the event of divorce, all our assets would be subject to equitable distribution, and any retirement accounts would be subject to...
  10. J

    Kids & sugar

    Of course they are. When they aren't smashing things!
  11. J

    Kids & sugar

    She actually went as a tiger. The rice bag idea was mine - it was like a pun and/or inside joke since her name is Jasmine and she eats rice all the time. The other daughter was in fact a princess.
  12. J

    Britney Spears would benefit from this forum

    "$16,000 for clothes"??? That is obviously wrong. It seems like every other week some photographer is snapping her sans undergarments. And when she's on stage or on camera, she's hardly ever wearing many clothes. How could she possibly spend $16,000/month on clothes?
  13. J

    Kids & sugar

    I've got two little crazy 'uns (under age 3). Sugar seemed to have no effect on them after halloween. They were just as crazy, wild, excited, and difficult to put to sleep as always. (here's my daughter in her "I'm a bag of rice" costume. Yes, her name is Jas mine).
  14. J

    Why is Starbucks so popular?

    2 starbucks frapowhatevers per day won't break most people. It's the combination of that, plus $10 takeout lunches, plus $1 snack machine purchases and a few $1.25 drink machine purchases, plus a $2 snack/drink at the gas station on the way in to work. Suddenly, $20-25 per day is disappearing...
  15. J

    Why is Starbucks so popular?

    There's actually a pretty cool coffee shop in my town called "The Third Place". Back in the day, I used to go in and buy a $1 cup of coffee and get hours of fun out of the experience. Great people-watching and it was located in an eclectic part of town. Nice little sidewalk seating area...
  16. J

    The Coming Tax Increases...

    My thoughts exactly on both counts. My roth is safe. I don't have much of an option between Roth/Traditional since the income limits to deduct Trad's are sufficiently low that I'm basically phased out of being able to contribute to Trads. That's why I'm contributing to Roth's now. I see a...
  17. J

    Buying In A Recession

    You'll know it when you see it. For non-financial assets, it could be a good time to replace cars and purchase durable goods. Many times the going gets tough for companies during a recession and they look to cutting prices as a way to move inventory and (hopefully) squeak by.
  18. J

    Leasing Car with intent to buy

    I would lease a new car if the numbers worked to my advantage versus buying (and potentially getting a loan). A lease is just a way to finance the purchase of a vehicle, and all the terms are different from a standard loan contract. But there is an interest rate and a purchase price. One...
  19. J

    Buying a house for its resale potential

    If I'm buying a place to live there "forever" (ie - 20 years or more), then I don't really care much about resale value. That's mostly a financial decision (think about the present value of a payment 20 years in the future with a significant discount rate). If I were to plan on moving in a...
  20. J

    Help with Startpage Trojan

    Try using systemrestore and go back to a previous save point until the trojan problem goes away. Or the old fallback should work: reinstall the operating system and start from scratch. Make sure to format the hard drive.
  21. J

    The Coming Tax Increases...

    Serious tax question without meaning to cast aspersions on anyone: I'll admit I'm young, so I don't have any first hand experience on the following question. For folks suggesting that Roths, for example, might lose some of their tax exempt status in the coming years or decades, are there...
  22. J

    Why is Starbucks so popular?

    Good locations on prime corners at busy intersections. Or high pedestrian traffic. Coffee shops get a lot of customers from pass-by traffic. They are also ubiquitous. Those familiar with them can enjoy the same consistent quality, pricing structure, amenities and lingo the world over...
  23. J

    Get that "Free Shipping" from Amazon

    I think amazon has figured out the "price discrimination" thing pretty well. Now they ask you in effect - "do you mind paying an extra $5 to line our pockets"? The marginal cost of shipping your order within a day or two instead of sitting on it for up to 7 days is probably pennies on the...
  24. J

    Please help with experiment.

    BTW, I've used this "group average" method with great success to win the annual work Christmas party "guess how many hershey kisses are in the big glass container" contest two or three years running. I keep telling everyone else how I'm doing it, but nobody listens...
  25. J

    Retail Health Clinics

    I would definitely use them, depending on cost. If they take insurance - sure I'd use them. I have a high deductible plan, so if the minute clinic is less than $50-100, I'll take it w/o insurance! Plus I know the local CVS's are starting to get this, and they are open during very convenient...
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