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Thanks for the info. To fill in some gaps: for 100% financing - no PMI The rates were for 0 points stated documentation of salary both wife and I have excellent credit scores Estimated escrow payments by NFCU for our area were just a touch over 1000/month Until we find the house, I know it is...

Nords remembered well about me being in the military.  Well, that is no longer since the official sepration last month so the wife and I have settled back in the US.  Where?  It doesn't matter, I don't need any razzing on where we moved to, but I do have a serious question about mortgages...

Wow! A long cabin that will cost you 2 million bucks to build?  How many of us can fit in that? From one (soon to be former) military person to another, you are doing well, very well.  Just a couple of things: I am overseas as well in Asia.  What time are the markets open for you that you can...

I will try and answer the dental cost question because yes, I am a dentist. The unfortunate thing is I can't be too exact because I am a military dentist at the moment, but in 2 months I will be separating. I just had a periodontist over my shoulder asking her what would be a reasonable fee for...

rrspike, I agree with you that the best funds out there are the DFA funds. The backdoor way to get into them is the West Virginia's 529 plan. Smart529select, or something like that. I personally have money in it for full disclosure. Once you get over the 25K mark, they waive the annual fee...

Thanks to all. I'll guess with the one kid and who knows when kid #2 will be, that the ballpark should be in the 5K/month. I would rather be high than low, that's for sure. Nords, thanks for the thought about the LTC Insurance. Skipped my mind and I have the TAP class in a couple of weeks. But...

Weird topic and I know everyone is different in their standards of living and all, but just want to get a rough idea on what monthly expenses are for people currently in the wife, kid(s), 1 dog category? I am getting out of the military this summer and my expenses have been so absurdly low that...

DanTien: Sure, but you have to hand it to me personally. I am in the miltary living in Japan. It may cost you more to fly to me than your actual losses. eyetri2

DanTien: I'll bite on your stock investigative list. I don't like any of them. I look for dividend paying stocks as well, but I do it with the twist of looking at historical dividend yields. You can see the strategy I use by looking at iqtrends.com to get the idea. Anyway, conservative ideas...

I guess this message is focused mostly to brewer, but if other people own these stocks, please chime in. I have finally done a perusal of the shipping industry and have narrowed it down to several stocks. My problem now is what metrics do you use to qualify is this a good investment or bad. I'll...

Re: the Robot Portfolio - Arif Arif: I read Dorfman's columns all the time. I follow his screens just for ideas and like his commentary. You mentioned a "parallel screen." Can you define your tweaked version, or what extra parametrs you've added? eyetri2

Here's a better question because I can't find any info on it: I will be moving back to the states in less than a year and moving to Austin. Has the Real estate market gone crazy there with two hurricanes in a row? Any info/help would be great because even "crazy" would be affordable compared to...

For the Geraldine Weiss thing, I wrote it about it somewhere else under my investment philosophy, but the website is iqtrends.com. You can see an old sample issue at the website. And no, I do not subscribe; I only use her theories to start researching ideas. The approach is this: People look at...

Someone asked about FNF and the 28% yield. They are doing a spin off and returned $10/share as capital back to shareholders. Yahoo used to have it right in terms of projected dividend yield for the next 12 months. Now they screwed things up and do the last 12 months, giving things like 28%...

Just to add some more light (or more confusion) on the subject, there are other VOIP programs as well. I just learned all of this recently so I can make it dummy-proof or I guess equal to my intelligence. VOIP = voice-over internet protocol. Using your excess high speed bandwidth to make phone...

First time poster, half way through the reading of this forum. It is nice to finally find some sound financial people and the rationale for people doing it. Of course my situation is a little different and probably best for a different heading, but I will answer this question first. When we say...