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  1. kitty_37

    Oscar health insurance?

    Thanks Scrabbler1, I went ahead and pulled the trigger, that deductible is crazy, but I guess that's they way the business runs these days. Again, thanks for sharing your experiences! And I hope you are well now and have a healthy year ahead! Kitty
  2. kitty_37

    Oscar health insurance?

    Hi scrabbler1 In a site search, I found your comments about Oscar on another thread, and your comments here are helpful as well as experience in the Long Island market. I am unclear though, was your hospitalization in 2015 under your BCBS? Or after 2016 when you were insured under OSCAR? Or...
  3. kitty_37

    Oscar health insurance?

    Ah, thank you for the Crain's article. I am aware of the network changes and will still have two of my three regular drs., and the hospital network that I am happy with. (Long Island). They have let go of some very overblown and over-expanded networks, and retained some excellent ones in NYC...
  4. kitty_37

    Oscar health insurance?

    Hi all, My Cobra will be ending soon, I am 60 and I am in NY state. I am struggling to find an insurer that will allow me to use the hospital near me, I don't mind switching dr. but feel strongly about the hospital. I can choose a reasonably priced OSCAR plan (covers my hospital and current...
  5. kitty_37

    Florence and Tuscany, only one week?

    Bumping up for Hardatit, the honeymooner asking for help with Europe. I have been able to make some decisions, and will fly (NY-JFK) to Milan, spend a day or so there, and take the train to Florence for 6 nights. We found an apartment from VRBO we are happy with, and should be able to...
  6. kitty_37

    Need tips on a trip to Europe for my honeymoon

    I recently got great advice from this group in a thread in the Travel forum section for my one week trip to Florence and Tuscany. I will go bump it up and add my recent planning to it, you might find it helpful! The thread is titled "one week only in Florence and Tuscany" or something close...
  7. kitty_37

    Florence and Tuscany, only one week?

    Wow, you guys are amazing...there is so much good advice here! Unfortunately, there is nothing I can do about my time limits for now, but I am sure I will revist this area again in future trips. I was in Rome many years ago, but this will be a different experience, as we both can afford...
  8. kitty_37

    Florence and Tuscany, only one week?

    Except a week is not enough that's for sure, but it's either a week at a time, or not at all! So we did Paris this way 2 years ago, too short but the best I can manage to be away for. Staying in the countryside sounds absolutely wonderful! Since we are pressed for time, I want to do as...
  9. kitty_37

    Florence and Tuscany, only one week?

    Planning a week in Florence with a friend in May. We are 60 yr old females, spouses not interested. Time limited due to eldercare issues here at home. Thinking vrbo/airbb, using an apartment in Florence as a home base and doing day trips into Tuscany to Sienna and Lucca perhaps. Is that...
  10. kitty_37

    Fixer upper investment house situation

    I am coming out of lurkdom to mention the Florida county and city permitting and inspection process. Doing a kitchen remodel in a nice area of Broward County caused me much time delays, project changes and upgrades needed to stay in code. And forget about resale if all code items are not...
  11. kitty_37

    electrical engineers? do you know what this tube is?

    smileydog, I see that tool on ebay and realize that we have one in dad's tool box! I thought it was a pliers.
  12. kitty_37

    electrical engineers? do you know what this tube is?

    It's hard to read even with magnifying glass. It does look like ITT, very hard to read. I see others with the wood ends, can be older, Dad started the job I think in the late 40's I'd guess so he might have one laying around from a pocket or something. thanks!
  13. kitty_37

    electrical engineers? do you know what this tube is?

    Ah, the word "lamp" was a help. I found a similar one on ebay that is a switchboard lamp. It appears to be from 1973, which works in my timeframe. thanks guys! (gal/guy)
  14. kitty_37

    electrical engineers? do you know what this tube is?

    Oh gosh, the pictures came out awful. Sorry, never did this before. Maybe it'll be obvious to one of you?
  15. kitty_37

    electrical engineers? do you know what this tube is?

    So, I found this little tube in my deceased father's dresser box, among the tie tacks and cuff links. Would like to know what it is before I throw it away, tried to identify it on ebay but it's too confusing. So where can I find an engineer? Oh, ask the FIRED ones! Somebody will know. HINT...
  16. kitty_37

    403b Withdrawal from Defunct Employer Problems

    I just moved a Lincoln 403b from my NY hospital as well, it went ok, but not quick. Would it make sense to send the form that requires the HR verification of separation from service by certified mail/return receipt? Attach a letter with timeframe, and give the HR director your wife's info, to...
  17. kitty_37

    Wanting Financial Freedom, but A New Car Is My Current Goal

    Hi KH, just a quick note, regarding the psychology profession. Both my husband and I have PhD's in Clinical Psychology. We both have to work full time in a hospital, and private practice these days is a struggle of health insurance panels, managed care, restricted sessions and a nightmare of...
  18. kitty_37

    My financial future

    You also asked about financial planning for your savings. I agree strongly with the warning not to count on the future inheritance, but the first inheritance does put you a few steps ahead in planning. For me, I would increase or MAX my Roths now as you know you have this additional money...
  19. kitty_37

    Question about our pension decision:

    I want to thank everyone who put thought into this thread. The tips and reminders were really helpful- from remembering to consider the COLA(yes, it is), to ease of transition during a time of loss. As I mentioned, this is not an issue that will leave me eating cat food in any case, we are...
  20. kitty_37

    Question about our pension decision:

    Youbet has the closest take on this- that DH and I BOTH want to make a sensible and safe decision as it can not be revised once elected. But we are in good agreement and just wanted to consider how best to do things. I am usually the leader in our financial life, but I think it was smart of DH...
  21. kitty_37

    Question about our pension decision:

    Thanks all, and to those who guessed, yes there has been an annuity salesman in the picture. I am usually very opposed, but wanted to give the idea fair consideration. To be clear, DH is not planning on leaving me with no plan, just considering something different. Additionally, we have...
  22. kitty_37

    Question about our pension decision:

    I am a long-time member but don’t post lately. DH has surprised me with an opinion that is not the same as mine. LOL. So I need to consider it, and perhaps you can help. DH is 64 and about to retire. I am 56 and retired 2 years ago after mother’s serious illness. We are both in good health. Some...
  23. kitty_37

    diagnosed with lymphoma

    just plug along one day at a time. it goes so fast. sometimes when I felt really sick, I would just pretend it wasn't happening, read a book, watch a movie,...just for a break! And you are getting alot all at once, the sleep stuff will settle down when you get all the "first time" stuff over...
  24. kitty_37

    diagnosed with lymphoma

    I had it, 13 years ago. I'm FINE!!! My mom had Hodgkins Lymphoma also at 40, and she is also FINE!!! (She is 76) THere is Hodgkins (95% cure rate) and Non-Hodgkins (will need furthur biopsy) and staging before your MD can give you the type. Still high cure rate. Great outcomes and great...
  25. kitty_37

    Bye bye roosters

    If you enjoyed the Michael Pollan books, you might try: "Animal, Vegetable, Miracle" by Barbara Kingsolver. An interesting read, and fun too. She and her family tried a year of eating locally, preparing their own food. Lots of background about the corn/feed/livestock industries. She writes...
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