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    Negotiating a car deal.....

    One thing about trading your car in vs. selling it outright; If you trade your car in, you only have to pay sales tax on the difference between trade in price and sales price, for example: You get $20K for your trade in and new car is $25K, you only have to pay sales tax on $5K. If you sell...
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    Nail Fungus?

    Put clear toenail polish on it once a week. Might help smother it.
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    Rental income to FI RE earlier

    I have bought 8 properties over the last year, most of them returning 20% NET. A typical deal is usually a $20K or $30K property that i put $5 K - $15K into and rent for around $800 per month. Have a few that are larger that return less, but obviously love the 20% NET roi properties. I buy all...
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    Early, Early Retirement

    My advice. Might be difficult to get there working at a rock solid telecom unless you work your way up to management as a CEO or VP making $250K+ +options per year. If your in a city like seattle, you should seek out startups that you think have a chance of succeeding and get stock options in...
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    What's the longest you've ever stayed awake?

    4 days. Took 12 doses of Levaquin the prior week and it completely fried my central nervous system. Thought I was going to die. Went to the hospital multiple times but they just thought I was crazy. Sure felt like I was dying. Its been a year and my muscles have finally now just stopped...
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    Funding private loans

    Yikes. Will you bid @ $120K and get the property? What if the property sells for somewhere between $120K and $250K, do you just eat it?
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    Where is your cash?

    Not exactly a traditional approach but lately I've been moving my cash to real estate investments since they are so cheap and been getting from 15 - 20%. Know there is work in fixing up the properties and managing them, but I've been blessed with a someone who can find and manage an inexpensive...
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    Trying To Sell 19 Year Annuity At Discount...any Ideas?

    I might be interested in the $50K range. Not sure of all the legal ins and outs but I'd want to get an attorney involved and I'd only do it if payments could be transferred to my name.
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    When will home prices rise again?

    I've bought 7 houses in the last year. If I can sell these in 2014 at peak prices, I'll be sitting pretty with a 350%+ gain. I'm in Indiana though, so an orange state, not a red one.
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    Value of a real estate agent?

    For future reference you can also negotiate with a buyers agent to rebate you some of their commission money. A good Broker will still take this deal. Basically you can get a similar deal as Redfin except get a full service broker.
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    Getting a cell phone without a Social Security #

    Just get him a prepaid. Boost, Virgin, or any of the like.
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    Possible virus in your joints?

    I'm no doctor so I'll not speculate but it does have a black box warning from the FDA about tendon damage.
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    Possible virus in your joints?

    Not sure if you've taken an fluoroquinolone antibiotics (CIPRO, LEVAQUIN, etc.) over the last year or so but they have serious negative impact to your joints and tendons. Its been a year since I took 500mg for 12 days and I'm still recovering.
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    Fake E-R website huxter

    Well I don't want to get into a pissing contest but I setup that site as a competing site to this one a few years ago and then didn't pay much attention to it after that. Andy offered to buy it for less than I paid a few times and I declined. Since this post we have worked out a deal and it...
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    Fake E-R website huxter

    Geez guys I don't steal passwords or send spam. Its just a site that I put up a vbforum on. I don't get on there much to purge the spam so it is a bit spammy. I try to purge it every couple months.
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    ***Non-Compete Agreement***

    In this economy, you gotta do what you gotta do. I'd ask a lawyer (preferably not one on the internet) what is "legal" for you to do. Then ask yourself what you are comfortable doing. If your current employer isn't treating you right though, I wouldn't feel bad at all from taking clients away...
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    Framing

    Good deal, even at wholesale that frame would be $1 per lineal foot, thats not counting the labor to cut and join, etc.
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    Your biggest splurge of all time

    Private plane ride, from NY to IND. Cost about $12,000 for only a three or four hour flight. We were going to be stuck in NY for several days because of flight cancellations and such due to weather. Had just sold that business so figured what the hell, once in a lifetime experience. Was...
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    Can´t stand my probable daughter-in-law!!

    My mom fought me tooth and nail against marrying my wife. It took about two years but they have now bonded and my wife would do anything for her. I think sometimes if your a mother in law you have to grin and bear it and hope for the best, you might be pleasantly surprised. Just a son's...
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    Funding private loans

    Thanks for the info. I'm in Indianapolis and we don't have many 4-unit buildings or 8-unit buildings. We have some doubles but they are mostly in bad areas. We also of course have 100+ unit apartment complexes but not much in between. For now I've been buying up single family homes since I'm...
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    Funding private loans

    How many properties do u own? I have 6 properties consisting of 10 units and am thinking about trying to expand to about 20, maybe 25 properties. Any advice?
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    Hussman on inflation and the bailout

    I read the main points of the article, most of which I agree with. The problem arises though, where do we put our money in hyper inflationary times? Gold? Cash? Stocks? Tell me that and we can all be rich :coolsmiley:
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    Landlords, how do you run credit checks on potential tenants?

    I use National Tenant Network or ntnonline.com. They have a package for $30 bucks that checks sex offender registry, criminal background, credit, prior evictions, etc. Its a one time $35 setup fee and $30 per tenant that you run. I just charge a $30 application fee so its a wash. Worked...
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    Rental property financing question

    Round here in Indy I'm buying properties cash for $20 - $30K and getting $800+ per month in rent. Who needs financing at these rates?
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    Prospect Capital Corp (PSEC)

    Appears to be an investment company (i.e., they invest in private and microcap public companies). You'd have to dig into their filings and such to figure out exactly what companies they own and in which industries. Be hard to judge how they are doing unless you understood exactly who they own...
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