Search results

11th retirement anniversary today. I thank you all here at e-r.org for helping me into what became the best, the most enjoyable and carefree years of my life.

Retirees are Workless. I like the sound of that, it makes me smile. I wish the same to you.

This may not be actionable, but when working, I viewed every paycheck as a short ticket on the long journey to FIRE. I kept working to buy those tickets until I finally got to my destination.

Since retirement six years ago, when I have gone camping, I have stayed as long as what suits me and my wife's schedule for me, usually most of a week, two or three times a month. Recently I went on a two day, one night trip. It felt so short, then I realized that was my first weekend length...

Stayed at a hostel, Arnott's Lodge, in a private room with a private bath, with a shared kitchen. $60 a night and that included the 11% taxes. The room had no TV, and was very clean but you handle your own linens. Unlimited fresh linens are stored near the kitchen. The bath had a large, tile...

In the free Sunday Wall Street Journal, Jonathan Clement's article "Harder than Building Wealth" states that the annual standard of living grows by COLA plus another 2% due to wage increases for those still working, and that retiree portfolios cannot stay up with that. My remarks are that...

Wondering if now is a good time to invest? When will you be spending your retirement money? 30 to 50 years from now? Back up today's equity prices by that amount of time. Was that a good investment in 1966? Regardless of the interim market gyrations, go ahead and buy now for your retirement needs.

When I read about the importance of non-negative portfolio returns for the first part of retirement, I wonder about the length of that period for an ER. How long is the Critical Asset Preservation Period (CrAPP) for ERs? Don't have a source, but it seems to be common knowledge that there is a...

Has anyone noticed that lessons seem to appear as needed?  When I was greedy, I found limited partnerships that went broke, losing 100% of principal, so I learned to accept low stock market returns.  When I was greedy and undiversified (but indexed) with 100% in the S&P500, I learned hard...