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Nazoomer, welcome! And best wishes for your impending retirement. I bet your third concern turns out to be the one you most enjoy resolving. I sure have! Coach

Lump2, all my retirement funds are at TIAA-CREF, and I've been satisfied with the advice I've gotten. They've relied on computer-generated projections and recommendations -- I don't recall an adviser giving much advice without that. Coach

January 3, 1997 is the first order I can find. It was four books in the Sloan Technology Series, including Turbulent Skies: The History of Commercial Aviation. I remember getting a gift from Amazon sometime in the late 90's -- a pretty nice go cup. The only gift I ever got from them. Coach

Canon is a nice town, and I'm really fond of Four Mile Ranch Golf Course just outside of town. With a little effort you can play 18 with cart for $30. This is the fourteenth green. But I have to admit you picked a great time to head south! Coach

I switched to Consumer Cellular from T-Mobile about a year ago and I've been pleased. Prices are reasonable and the ability to change your plan online whenever you want has been helpful. As Tailgate noted they run on AT&T's network which it appears to me has better coverage, both voice and data...

Near Tarryall Creek, Colorado and South Park, Colorado

I took up golf about 15 years ago. I've never gotten very good but enjoy it none the less. I'm in a group that generally gets two foursomes out twice a week, playing year-round when weather and course conditions permit. I play about 70 rounds a year. We play public courses, one course probably...

And, Upstairs, Downstairs Rumpole of the Bailey As Time Goes By Coach

Another welcome, from down the hill in Colorado Springs. Monument is a lovely place to be. Enjoy! Coach

I'm currently at my weight target. I weigh first thing each morning and see daily variations of about +/- 2%. I attribute this to water, and suspect it's pretty much based on salt intake. Pizza is an impressive salt source and weighing shows the effects of eating that for a couple of days. Coach

seraphim, I'm curious why our drug laws would make you decide to not live here. I assume you're talking about recreational mj. The effects I've seen so far have been pretty insignificant, a drop in the bucket compared to medical mj at any rate. On a day-to-day basis, except for the news...

Most of my retirement assets are in 403(b) accounts at TIAA-CREF. In my case I've decided against annuitizing and just do periodic withdrawals. If I had I wanted to annuitize, though, I would have been happy to do so at TIAA-CREF. Coach

Welcome sassnco, from a fellow Coloradoan! It sounds to me like you've been doing a great job working toward financial independence and early retirement. It's hard to forecast what will happen between now and the day you retire, so all you can really do is keep up the good work you've been...

ggbutcher, welcome from a fellow Coloradoan, I'm in Colorado Springs. Coach

I chose the transfer payout annuity option, which is rolling out the balance over 10 years into a TIAA Real Estate account in my IRA. I did this because of the limited liquidity of the TIAA Traditional account in my retirement annuity. I have very much enjoyed the guaranteed returns in the TIAA...

I have a small one on my back that I got at about age 50, to commemorate a special time. No regrets. Coach

Even a blind squirrel.... I'm hoping the DOW doesn't decide to tank in the last few trading days of the year. Coach

I'm T-Mobile too, and switched to an earlier Google phone, the Galaxy Nexus. I just moved the SIM card and that was it. I like the unadulterated android experience. I got the phone less than 2 years ago but it won't be upgraded to KitKat. Coach

Beautiful spot you've chosen, Mr. Paul. I spent many weekends backpacking the eastern slopes of the Sangre de Christos in my youth.

Mr. Paul, welcome from Colorado Springs! So, where in Southern Colorado? That sure includes some mighty fine country. Coach

That's excellent news! It sounds like you'll be enjoying life for many more years. Coach

I'm no historian, but Gettysburg may have been the most important battle of the Civil War. It was a turning point in a war that had been going badly for the Union. It was also the deadliest battle of the war, with something on the order of 50,000 casualties on both sides. The Civil War is very...

Thanks, and best wishes to you this day. The Fourth is special this year, because we're also recognizing the 150th anniversary of the battle at Gettysburg. Abraham Lincoln's address at the consecration of the National Cemetery at Gettysburg spoke to the values and principles of American...

Hi Dan, and welcome to the forum! It sounds to me like you have reasonable access to funds well in excess of your spending requirements, so I would say it doesn't matter where in the $860K-$1M range your investments end up. Coach

My doc does an extensive lipids test from Health Diagnostic Laboratory, Inc. If insurance won't pay (mine does not), the company does not charge the patient. I don't know if this is a deal my doc worked out, or if it is more generally true. Coach