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Congratulations! Enjoy your new found freedom.

Vanguard executives have just issued a statement saying that deflation is a real risk for the global economy, but didn't seem to be concerned with the U.S. economy. If global deflation should become a problem, how will this impact our investments? Quote from CNBC: "Executives at Vanguard...

If you are like us, you will be euphoric for at least the next 12 months. After that you will experience a sense of peace that will last forever. Congratulations!

We've been retired for 8 years. We have absolutely no problem obtaining new credit. We use social security, pension, rental income and monthly withdrawal from our IRA as income.

Congratulations, you've now had 15 years of being the envy of working folks.

Congratulations on your accomplishment. I'm sure that you are the envy of many of your friends, relatives and neighbors.

I think you're doing a fabulous job. Being able to retire early while still having 3 children in school is a remarkable accomplishment. Keep up the excellent work!

My friend's 403 (b) is with AXA. It is not in any way associated with the state. She will be collecting CALSTRS, a California pension. In this state, you are allowed to earn up to $40,000 without losing any pension benefits.

A friend of mine who is 55 years old will be retiring from a school district in June and will begin collecting a pension at that time. She will then do occasional substitute teaching. She would like to withdraw money from her 403(b) as soon as she retires. Under section 72 (t) of the IRS code...

I think Genworth may be trying to hide something. Why did they not disclose the actual number of retirees? Instead they lumped them together with pre-retirees. Genworth states they used: "A quantitative online survey of 1,340 retired consumers and pre-retirees" Could it be that they...

We go out of town frequently and sometimes for as long as two months. I found this thread very helpful: http://www.early-retirement.org/forums/f29/how-long-can-you-leave-home-and-leave-it-empty-67935.html

According to a Dutch study, male civil service employees significantly reduced their chances of dying by retiring at age 55 because of an immediate reduction in stress: Study: early retirees less likely to die - Encore - MarketWatch http://papers.tinbergen.nl/13119.pdf

My very first Social Security payment will be deposited in my checking account on May 22nd, which also happens to be earliest possible date that I can begin collecting it.

We took our vehicle down to the tire store to have the studded tires changed over. DW, my dog and I took a walk along the beautiful Deschutes River.

Welcome Slaternuthink! DW and I have also become addicted to leisure since we ER'd 7 years ago.

I have a state pension. I recently applied for social security online in order to begin receiving benefits at the age of 62. A SS worker called me a few days later. She wanted to know how much my pension was and if I had heard of the WEP (of course I had). It turns out that I will receive 50%...

I've had good luck with "Do Not Track Plus" which is a free program at albine.com Do Not Track Plus

Over the past couple of decades CEO pay has increased exponentially. It's all part of the destruction of the middle class. CEO's now claim membership in a dynasty at the expense of employees who actually do an honest days work. Unfortunately, the common workers who make corporations...

JakeBrake, you are absolutely correct. Traveling by interstate is not the way to truly appreciate the U.S. Also, I agree that Colorado's I-70 is probably the only exception. Interstates are built for people who are in a hurry! If you are ER'd, you should not be in a hurry to go anywhere...

You state that you may only live in your house another 25-30 years. Do you really know what you will want 5, 10, 15 or even 20 years from now? You seem to be basing your decision on the premise that you know for sure that you'll be staying there for a long, long time. Nobody really knows what...

I've been to 48 states. The two that I'm still planning for are South Dakota and West Virginia. My favorite state to live in is Oregon.

Should someone decide to "Sell in May and go away," this article gives ideas on what to do with all your new cash: Where to go if you

During the past 10 years if someone had sold their entire stock portfolio on May Day and reinvested their entire stock portfolio on Halloween their annualized return in the Wilshire 5000 would have been 7% versus a buy and hold strategy of 5.4%. Should you sell in April? - Mark Hulbert -...

I came across a video that is probably worth 9 minutes of your time. Whether you're ER'd or still doing the daily grind it is awesome and inspiring. TEDxSF - Louie Schwartzberg - Gratitude - YouTube

DW and I ER'd in 2006 and relocated to Bend, OR. RVing is a big part of our retirement and allows for increased flexibility insofar as to when or where we want to spend our time. For instance, last year we spent 3 months in Alaska and 3 months in San Diego.