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    20 years working is all you need

    I was reading the average joe thread and it got me wondering about how long it should take until you can RE. Now anyone can FIRE if they make 200k per year, but I am thinking about the rest of us. Those that make a median salary in a median cost of living location. My thinking is that by...
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    Charitable Remainder Trusts

    I have been doing some research on trusts and I stumbled across Charitable Remainder Trusts. There are several kinds including a fixed immediate annuity and a variable annuity type. The appealing part is that you can donate highly appreciated assets without paying capital gains and recovered...
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    Is ER more about economics or about getting past social norms and personal fears

    When I first started RE, I thought that if I just had X amount of assets then I was there. All I had to do was figure out what X was and how to get it. As time went on, I have become aware that much of RE may be more about psychology than economics. Two recent stories brought this home to me...
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    Will my plan work?

    My name is Mike, here is my story. I did not start working seriously until I was 30. Before that I was dedicated to having fun. At 30 I got a job with the government and began a 20 year ‘experiment’ with the work world. Unfortunately I am a typical American, which means I am largely incapable of...
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