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I am 41 yrs old with wife and 2 kids 5 and 3 yrs old.   Our total assets are $750000 house with 200,000 of that debt on 30 yr fixed loan at 5.8% Bond and stock portfolios totalling 1.3 million with about 60% bond/CD income and 20%stock/20% mutual fund.   We are not working at the moment and...