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I'm 24 years old and have been saving in earnest for about a year and a half now. I've been contributing to my E-Trade Roth to the point where I have about $8,000 in it now. My investment plan as of now is a buy-and-hold strategy centered around a diverse index fund portfolio. The problem I...

Hello everyone! I graduated college last summer and began work this fall. My current goals are to save approximately 20% of my gross salary for retirement, which currently ~ $10,000/yr. I've opened a Roth IRA with eTrade and begun participating in my company's 401k program. My current plan is...