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I'm certain this has been covered, but please indulge me since I am computer challenged. I need a good, reliable computer and even better printer for word processing and casual net surfing. I do not need lots of bells and whistles. I write and frequently have to send in manuscripts. Kinkos, etc...

Just ran through my taxes. Does it make sense to contribute $4500 to an IRA to save a liittle more than $1100 in taxes. Won't that money, which is post tax just be taxable again? I am retired, but will probably have come minor income this year. Thanks. setab

All Attorneys in a former life, Did you keep your law license once you retired? I need to renew mine and haven't used it in the year I have been retired. Is there any point? I can't see that I will practice law again, but I worked pretty hard to get it initially. Just wondering. Thanks. setab

Why not? My other VG accounts have done well, but not as well as Wellington. Sorry, couldn't resist. ;D What is the down side of switching? I have followed it for nine months now. It has its ups and downs, but even with that, it is out performing my Target fund and its mirror image WS. Thoughts...

As a follow on to my other recent post, I was wondering if the following approach to spending is somehow flawed. Given that I have a pension with COLA and that it covers the basics, is there anything wrong with using the earnings from my IRA each year to supplement? That would leave the...

I was starting to worry. I just wasn't quite making ends meet. Then I realized that I was continuing to invest like before FIRE and not withdrawing anything. My pension covers almost everything, but I put the money in TSP for a reason. Once I figured that in, it was magic. It's there if I need...

What is the difference between the yield percentage and the YTD percentage on funds. Should I be more concerned about one or the other? Thanks! setab

Mowing your grass on a Monday. I used to try to mow, trim (an acre and a half!) etc. every Saturday and then have time left over for fun. Football Saturdays (GO Hawks!) were a wipe out. Now I can play all weekend if I want to and mow my grass on a Monday, Tuesday, Wednesday or whatever. Better...

I know the conventional wisdom is to balance your portfolio by investing in your underperforming sectors using profits from your better performing sectors. Although that seems a bit counter intuitive to a journalism/humanities person like myself, I'll accept it at least for the sake of argument...

I've finally got my TSP funds parked in Vanguard MM Prime. While it is tempting to leave them there and take the no-brainer 5+ percent, I think I should go for a little more. I have been watching Wellington, Wellesley, Life Strategy Coinservative and Moderate and Target 2015 and have considered...

Sure glad my flight on American Airlines from Glascow got back on Tuesday. What a mess over there in the UK today. Hope my brother can get out of Paris tomorrow. Travel is hard enough these days without this stuff. setab

I have a friend who suggests that I roll my TSP over to him at Smith Barney. Anybody had any experience with the firm? This guy handles some fairly influential accounts, so he must have something going for him, but I read all the advice here about elf investing. Thoughts? thanks. setab

everone else does. I am really tired of people asking me to do things for them, "because I don't work anymore." I don't mind helping some, but I didn't retire so I could handle all my friend's and relative's Honeydo lists. In addition, my unmarried daughter stays at our housefour or five times a...

I've been reading and posting a little for several months now, read several of the books that have been recommended, and done some thinking. The thrust of a lot of the thoughts here is you have to save, save, save to the point of frugality so that tomorrow will be better. Obviously, that has...

I have read here about using a CD ladder to invest money you plan to slow feed into your income stream or just set aside as a emergency fund. What are the advantages to this approach as opposed to simply using Vanguard Prime MM or a similar fund? Thanks in advance. setab

If you are looking for one more reason to leave work behind, consider this: I was the oldest attorney in the government office, a Division Chief, someone who was called to most of the Big Meetings, and fairly well liked. I lef three months ago amidst repeated protests such as "How are we going...

It embarrasses me a little to admit that I have $20,000 and some change in a traditional credit union savings account, but I just do for a lot of dumb reasons. There, now I feel better. I want this to be my six months emergency fund, but I want it working a little harder than it is right now...

When I left, I thought for certain I would want to do something else at least part time, After only a week, I am discovering that I would rather sell my house off board by board than do something else. If I can do what I want and get paid for it, okay. Otherwise, shrinking my lifestyle is a more...

All you guvment retirees riddle me this. Is there any reason to transfer money from the Thrist Savings Plan to a similar Vanguard retirement account. Once you retire, you can no longer add money to the TSP, but you can continue to move it around. Other than that, what would be the reasons to...

Assuming my liver holds up, I have three days and a wake up call to check out left. I can't tell you how exciting it is! I used to wake up at night worrying about work, now I wake up excited about life. I am more intellectually stimulated than I have been in years. Last night it was wings and...

I'm not all that worried about what I will do following retirement. In fact, I'm already eliminating things for the near term because I have too much planned. But, what can/should I expect the first day or two? I know my urge will be to get up and DO something. Thanks. setab

I am looking for new golf clubs and have a lot of people tell me that I should look at hybrid clubs. Anybody got any recommendations? setab

I'm a Boomer, but I can change, if I have to, I guess. Three weeks from today I retire from the Federal Government and I am borderline euphoric! It came a little faster than I thought it would, but I'm not looking back. I have a house payment, some credit card debt and a car payment, but I have...

I'm just wondering if anybody here actually liked their job when they were working. If so, why retire? I can see leaving a job you hate, but why not find something you like to do and stay with it? Just curious. Setab

I suppose I could read all the financial stuff posted here. I could balance my meager investments, rebalance, counterbalance, hedge and otherwise stick and jab. I have one major problem...don't want to. Finances have never interested me. I rank investing somewhere right below eating brocoli. I...