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I'm 34. I guess I would consider myself to be a moderate risk taker. I don't want to end up ina position where all of a sudden my entire retirement fund is gone from taking some huge risk. You say I can read a 1-page summary of all these funds ? Where ? Because I just went to Morningstar.com...

Thanks I'll take a look at that link right now and report back here shortly.

First of all, greetings to everyone. I am new here and plan on being around for a long time. I'm trying to take the right steps to have an early retirement and to have some nice money available when I retire. However, I'm new to all of this. And while I have done alot of reading, there are...