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    pre-existing conditions specifics

    I am curious about real world early retiree experiences regarding pre-existing conditions for health insurance. For example, if you had asthma how long was the exclusion period and how much more were the premiums. I'm interested in all types of examples.
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    Buying TIPS directly in IRA

    Is there anyway to transfer my Vanguard IRA monies into another IRA and buy TIPS directly? If so, how? Thanks, Terry
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    Spreadsheet for calculating life of retirement assets

    All, I have developed a excel spreadsheet that I hope others will find useful. It takes the following variables: yearly expenses 46000 (amount spent, the spreadsheet adjusts for taxes) starting amount 600000 (total of IRAs and Savings) interest rate 0.05 (user...
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    Money Article about asset allocation

    The attached Money article recommends about 50% in stocks at the start of retirement. I agree with that, but their methodology to arrive at that conclusion is confusing. Don't they leave out the possibility that you could be putting your money in stocks right before the market drops 50% like it...
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