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i've logged a little over 25,000 1 to 5 minute games on icc over the last few years. is that moderate? later this week, we'll be hosting a party in support of our local annual chess camp. the camp members are top 20 u.s players for their respective ages and the instructors are included...

havn't played in a couple of months but 1500 uscf and around the same in 5 minute and below on the internet chess club (icc). if you're looking to play regularly, i'd recommend the icc 1 and 5 minute venues. you'll be automatically matched against a similarly skilled (by rating) opponent

hey guys, thanks for the great replies. and a special thanks to mhconway. you made my day! 3283 and fit at 69. godspeed anyone know of a higher asymtomatic calc score? before mhc's reply i was thinking that in three years at 2000+ i'd be toast before discovering my calc score and rapid...

thanks for your replies buckeye, i will ask my doc about doing the c-reactive protein test and the heart hospital about a redo rich, i had most of the traditional risk factors. i've addresed the controllable ones. i thought the scan was the true measure of plaque (risk) and traditional risk...

got a ct calium score in oct of 2006 of 407. scared me into life style changes. went vegan except for fish once or twice a week (fishy vegan ;-). dropped from 182lb to 165lb (23.7 bmi) and lowered cholesterol from 220 to 150 with statin in first four months. kept consistant with diet, exercise...

just finished reading and thoroughly enjoying the free online book 'invest for retirement' by deron baker; a 31 yr old pharmacist from florida. http://www.invest-for-retirement.com wish i'd had a book like this when i was a young dreamer! highly recommended

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Re: When to take SS nuts! :laugh:

Re: When to take SS no point in inserting a link. you'd have to check every input. from advanced firecalc's default state, please enter the few parameters explicitly stated in the post. if i can take 3 minutes to run the numbers, surely you can take 1 minute to check the results maybe there...

Re: When to take SS then why when i took 3 minutes to run the numbers (as cfb suggested) did firecalc indicate it was better (higher revenue stream) to delay?

Re: When to take SS from advanced firecalc (pretend we're 62) starting with default parameters on the results page 1. select the 'how much you spend each year' radio button 2. change success rate to 100% on the 'how much you will spend' page 1. change 'your social security' to 10000 2...

Re: When to take SS three cheers to all who have contributed with extra kudos to jdw and cfb for clearly framing the issues. great thread. thanks

so, discounted by the yield of the appropriate year tips? i'm just looking for the consensus prudent way to value social security and pension income as share of (extended) net worth. thanks for the input

i'm confused. what i don't get is the appropriate discount rate. i see pension valuations use the 30 yr treasury rate but the expected inflation rate for the period seems right to me. one is saying how much money do i need to safely invest today to have the money to purchase the annuity...

forbidden planet the day the earth stood still

what i'm coming to learn (thx martha) is that this probably is a 401a (after tax) savings plan advertised for hiring as a 401k (pre tax) savings plan.  guess they figure once the hook (signing bonus) is set, it's too late to leave.  and their right.  she's loves the people and work environment...

definitely not roth.  she work's for a chain called basha's is southern az from their site Bashas' United Drugs offers these advantages: Relocation/Transferal Bonus Allowance Competitive, Market Based Salary Nine Paid Holidays per Year Generous Paid Vacation Allowances 401K Plan with...

thx guys. yes, i'll show her your replies and have her touch base with hr as you suggest. should be interesting. i'll let you know what hr says...

thx for the replies.  yes, this seems VERY strange to me too.  it is not a roth.  it is a 401k that apparently doesn't allow pre-tax contributions.  the match is likely pre-tax (not sure).  looks like it's the whole package the match seems reasonable over time but not enough to make up for lost...

first real question to the board.  tia.  waited til i thought i had something unique daughter just finished pharmd and began work as pharmacist (~$50/hr) at local grocery chain.  received her 401k benefits package yesterday and was shocked to find she can only contribute after tax (max...

mcretire.  $29 from efficient solutions http://www.effisols.com