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Thanks. Had to be some explanation.

Anybody know what happened to VWINX today . . . .unusually large drop in NAV. I don't see any news regarding distribution.

Fed Up with PenFed So many specific issues I don't know where to start. So I won't. In general though: 1. Slow/poor communications. 2. Loan processing delays 2. IT issues 3. Customer service personnel lying to me. I currently have no checking and no outstanding loans with this outfit...

Didn't Change a Thing Retired on schedule in March 2009. I don't invest in equities though.

Just Ask If you are hiring the appraiser . . . he works for you. Just tell him you want an appraisal that represents the low end of the range of probable value. If you are not hiring the appraiser you can exert little control.

Another CSRS Pensioner Retired CSRS in 2009. No problems and don't expect any.

Yep My wife and I live comfortably on about 50% of my cola'd pension. The rest is saved and invested. 100% of our taxable and tax-deferred monies (accumulated during our working years) will remain untouched until RMDs are required.

I believe the difference lies in the level of risk perceived by PenFed. It looks like with the ACH debit they post amounts to be transferred to your account before they are actually received. I believe they put a 30 day hold on funds directly transferred to a CD.

Don't ACH Then Add the account you want to transfer from as an external account to your Penfed account. Then simply select the external account as the source of funds when you set up the CD online. They will do a direct debit of the external account. I routinely fund Penfed CDs this way...

IRA Stuff I discovered a way to solve the problem that I created years ago when I stated mixing pre-tax and post-tax contributions to my traditional IRA. Turns out that I could separate the pre and post tax monies by transferring the pre-tax portion to my TSP account and the post tax dollars...

Does anyone know where I can find the finalized federal tax rates and brackets? Thanks.

From time to time I check the TSP Annuity Calculator https://www.tsp.gov/planningtools/annuities/annuityCalc_select.shtml to determine the value of my CSRS pension. Based on current interest rates, an inflation-adjusted annuity with a 50% survivor feature paying the same amount as my pension...

Problem is, I have exhausted all other methods of insuring FDIC coverage, short of spreading the money around numerous banks. Othrwise this would not be an issue.

Huh? The POA was legally executed years ago. It survives the incapacity of the principal. Now what?

I want to establish an account for my father, as his agent. He has Alzheimer's. Penfed insists that I get my father (in front of a notary) to sign a document indemnifying Penfed against loss. My father no longer has the capacity to understand such a document and cannot therefore legally...

Real Close Powatan is real close to me. Only about 5 minutes away. Last summer I helped out a scoutmaster who got lost trying to find Powatan. I like the idea of living in a place where scoutmasters get lost.:)

Pulaski/Claytor Lake I reside in Pulaski County (Hiwassee/Allisonia) I live between the New River and the New River Trail State Park. I believe we now have about 7" . . . .and no sign of letup. I have tickets for the Tech basketball game at home tomorrow. I hope it gets postponed 'cause I...

Where are you? I like snow but I hope I don't have to shovel that much.;)

Well here I am in Southwest Virginia, right smack in the bulls eye of a major winter noreaster snow event. They are calling for 12-18" here. There are 5 inches on the ground already and it's not supposed to stop until tomorrow evening. In my working days, the threat of snowfall would lead to...

To RunningBum Cool. Next time stop by. I am at approx milepost 12.5.

OK The poem is interesting. I am not sure I understand. I think I would have enjoyed those breaks though!;) Just saw Harley's post. Got it!!

I like it! It's perfect for you. Don't change it. Also, don't worry about OPM. They will get it right. (eventually) I know it's nerve wracking . . . . after all, it's your new livlihood. Iam still amazed that money comes into my checking account every month that I no longer have to work...

Was that an oprganized event? Every year they run a triathalon that consists of bicycling from Foster's Falls to Fries and back, followed by canoeing to the Allisonia boat ramp (where I live) followed by a run back to Foster Falls. I like WATCHING the participants.:blush: This is a return to...

My Pleasure. No problem ast all. I've got lots of time (I hope). I am glad you enjoyed the pix.

Is That You? W2R, Your avatar . . . . maybe you a couple of years ago? I like it. That person seems very serene, confident and empathetic. Saw the same avatar and name at FedSoup. I am known as angioid over there.