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Bruce1,       Thanks for saying you actually know people, including retirees, who manage on $3000. That does, of course, encourage me because I want to be convinced!! I'm still hoping that there are some readers of this forum who fit that category who will wade in with their experiences. Maritimeboy

Hi,     There seems to be a consensus among the forum members who have replied to my post so far. I need to track my expenses for a few months before retirement to (hopefully) show we can live on $3000 per month - and if so I would likely worry less about ER.  I will have to force myself to...

Hi Bruce1,      It seems our situations and plans are somewhat similar, and it is possible we have the same employer. You're more scientific in your planning than I am, because you've actually tracked expenses while I've only done mental calculations of expenses. I suppose I'm so determined to...

Thanks for your response, Nords.  I guess you're saying ER on $3000 per month is possible, depending on expenses, because some people have successfully retired on that amount - or even less. I need to take a look at expenses and remain hopeful! Maritimeboy

Hi, I plan to retire in less than a year at age 55, with an indexed, defined benefit pension of $3000 per month (after income taxes, medical, dental and life insurance deductions). My wife and I plan to live modestly in a paid for house in rural New Brunswick, Canada. We have no debt except a...