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Hey there: I read the old Greensboro threads, but I have a more specific question. My 7th grade son's AAU basketball team has been invited to Nationals the week of July1-8, 2015. The head coach and I are brainstorming and trying to find events for the boys to do in their downtime. I...

When I worked at AAA for a college night telemarketing job a million years ago, we sold an AD&D policy that was added to the membership..........for $5 a year you got $1000 coverage. Some nights we would sell 50 of those with 3 reps...........:laugh:

Knowing how many problems a lot of the car makers are having, I imagine they would use Internet Explorer as a staple, and a lot of us would be dead before we even got home..........as you would always be "crashing".........:)

Almost sounds like one of those old "vanishing premium" whole life policies sold by Jackson National. DW's dad bought one in the late 70's. He paid a bunch of money into it and then they told him he didn't have to pay anymore. Then 3 years later he got a premium notice. Apparently their...

100% correct....I am late to the thread but that is standard procedure. Be sure to take those RMDs and reallocate to a vehicle that matches your goals.............TOO many people forget and just have the RMD amount roll to a bank account paying .001%..........;)

"Experience breeds wisdom" (personal saying)

+1 I am one to keep the "Ma'am and Sir" sayings alive. It is how I was taught. When I hung out in the nursing home as a kid while my dad was working, I used to visit all the residents and call them "ma'am and sir"...............they REALLY liked it..........and that was almost 40 years...

This thread reminds me of an old saying: "Capital gains are the cost you bear for doing WELL"...........:)

TIAA-Cref is a good company. However, they are an insurance company first and foremost. The fact he is pushing it so hard means he gets a bonus or something to sell it. Life insurance, no matter what kind, is NOT an investment, NOT a savings account, Not "the bond portion of your asset...

Much LESS than I used to............:)

Nothing special about Chase Private Client. You don't need to pay 1.3% to get "institutional account" access..........Brewer can vouch for that.......:)

Please elaborate.........I always am willing to learn something new...........;)

I would expect future prices to go up even steeper than before ACA. All those "young healthy people" needed to subsidize the unhealthy ones are NOT running to sign up.........and if that trend continues, the policies going forward will have to increase substantially..........;)

There is an easy explanation: The Obamacare legislation "invited" all insurers to participate in the new exchanges. However, it did not dictate how much the insurer can charge. All the insurers did was reprice their policies based on the fact they have to take ALL pre-existing conditions...

Micromanaging their spouse/SO? :laugh::laugh:

I don't think what you are looking for exists. When you pass the CFP, you agree to a code of ethics that you will act in a fiduciary interest.......kind of a Hippocratic oath for advisors. I doubt such a contract exists. Such a document would make it very easy to sue them with no...

The market can go down..........;):laugh:

We will sell and we will get the hell out of the cold weather forever!!!!! :)

No way I could get away with a housekeeper if I retired and she still worked...........heck I can't getaway with one now.........:)

$250 for the nicest pair of Allen Edmond golf shoes you can imagine........:)

It sounds a lot like the "Bank on Yourself" mantra...........I got that book free from a friend.........sounds like a total scam......... You could accomplish a similar thing If you applied and got accepted for a whole life policy from NML, they've averaged about a 6% or more dividend rate (...

Did you debate Dr. Markowitz and Sharpe too? :laugh: I suppose MPT is a fallacy? :laugh: Well, at least you were amused...........;) maybe you would have had more fun with a DFA advisor? :laugh:

You have a lot of dreams and plans, which is good. However, it seems to me that YOU seem to have all the plans, and she is "going along with it" at this time. make sure she is totally on board will these plans, or your life will become miserable real quick. Number one priority is get...

I worked with a woman once who when she got married, took her husband's name and became Mrs. Rack.........:)

They are honest about their occupation, but they too have a problem with middle age employment....ever see a very attractive middle age hooker? I haven't..............:laugh::nonono: