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  1. teejayevans

    Good friend just died of Pancreatic Cancer

    I had a friend who lasted 10 months (about 50 years old), he chose to try to fight it even though they said it was unlikely to do anything but extend his life 1-2 years. It was a miserable 10 months. His brother pays to have his body scanned every 2 years, don’t know if that could catch it in time.
  2. teejayevans

    Too much money in IRA

    The current tax brackets end in 2025, and will go up in 2026 assuming congress doesn’t do something about it.
  3. teejayevans

    H&R Block Not Treating Inherited IRA Distributions Correctly

    I saw this and meant to research it, I was hoping tax free inherited IRAs was a result of recent tax changes.
  4. teejayevans

    H&R Block Not Treating Inherited IRA Distributions Correctly

    I would think this is a bad idea, IRS gets copies of our 1099s and if there’s a mismatch it might flag the return. I have to wait anyway, VG doesn’t put out taxable accounts IRS forms till February.
  5. teejayevans

    1095A form is incomplete

    Yes, I definitely qualify, I just chose to not take it, so I didn’t have to have taxes withheld on my IRA withdrawals. And the 1095A should always be generated, they can’t know my financial situation.
  6. teejayevans

    1095A form is incomplete

    I did not, but the second lowest plan should be filled in?
  7. teejayevans

    1095A form is incomplete

    My SLCSP and monthly advance payments columns are all zeros, anyone else seeing this? They sent me a notice that the form is available, this is in Florida if that makes a difference.
  8. teejayevans

    S&P 500 Prediction 2024

    My 2023 prediction was looking good till Powell decided to goose the market. The presidential election will throw a lot of uncertainty into this market, as well as the results. I’m going to assume there will be some negativity at the end of the year. So given that, 4999.
  9. teejayevans

    S&P 500 Prediction 2023?

    His podcast is going to be titled “The Fed chairman is your friend”. The last 2 weeks has been due to Powells comments.
  10. teejayevans

    I "made" $65K today. Why am I having a hard time donating to charity???

    You can put a charity on your account(s) as the beneficiary, easy to do, and of course being dead you don’t worry about running out of money anymore.
  11. teejayevans

    The Richest Country In The World Is Now Bankrupt

    It’s different this time, the problem is we’re going to pay much more interest on our debt. The era of free money has passed. At some point it will start to become a runaway scenario, whether that happens in 2025, or 2035 who knows...
  12. teejayevans

    S&P 500 Prediction 2023?

    Off by less than 15, I need to go on CNBC. :-)
  13. teejayevans

    Where do you keep your Will and Trust documents?

    If the insurance company gave me grief, I’d post it all over the internet.
  14. teejayevans

    what do you spend on hobbies, in retirement?

    I don’t have that problem.
  15. teejayevans

    Where do you keep your Will and Trust documents?

    Do you really need a safe, do you expect someone would try to falsify it? Does your executor know the combination? And years from now, will they remember it?
  16. teejayevans

    Dental Crowns

    Do you need every molar, I be tempted just pull it and be done with it? A crown has to be $2000-$3000 these days?
  17. teejayevans

    Vanguard web site issues

    Anyone use the Vanguard IOS app? For some functions it just goes to the website(tax forms, etc), but now it doesn’t work?
  18. teejayevans

    Is the Automobile Bubble Bursting?

    We rented the Lightning… The weird thing is if you lift the accelerator pedal it brakes? The advertised mileage you get is exaggerated, probably because the AC/heat is not considered. I need to make cross country trips, EVs are not in my future.
  19. teejayevans

    Inflation % Prediction for 2023 Year End

    We will need to be in a severe worldwide recession for that to happen.
  20. teejayevans

    S&P 500 Prediction 2023?

    It already has, which is why my 2022 prediction was wrong. So even if we’re in a recession, the market could anticipate recovery in 2024… so based on this…4545.
  21. teejayevans

    Is a 4% withdrawal rate good again?

    His cash is worth 8% less than last year thanks to inflation (I would argue it’s higher). If you don’t need growth of your nest egg over 30 years and have enough to absorb inflation erosion, sure, go with cash. I’ll go with history.
  22. teejayevans

    Updated: Delayed to 2023 - PayPal, Venmo issuing 1099-Ks

    I put it in quotes because if you can offset the income, is it still income?
  23. teejayevans

    Updated: Delayed to 2023 - PayPal, Venmo issuing 1099-Ks

    Does 1099K “income” add to your MAGI, so threatens blowing your ACA income limit?
  24. teejayevans

    Estimated fee to be an Executor of an estate

    I wouldn’t charge, but I have never done it before, but someday will. It could be a PITA, I guess it depends on the complexity of the estate. Any estimates on the amount of work (hours, days) it took?
  25. teejayevans

    Bank routing number security?

    You still have to worry about not having the money in your account.
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