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  1. S

    What have you read recently?

    Bury My Heart at Wounded Knee A sadlook at the extermination of a culture
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    Wealth Accumulation

    1. Was fortunate to get a degree that led to a decent income. 2. Worked hard to get degree, worked even harder in residency so graduated with an entitled attitude telling myself I should be able to enjoy the good life. The good life being nice cars, homes, etc. Wasted a year doing this. 3. Read...
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    Wealth Accumulation

    Big thumbs up on Building a house from ground up…..Much respect.
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    I think Vanguard Just Called Me Difficult and Expensive

    I remember a time long long ago when we had an actual flagship representative who would meet with us on the regular and take care of stuff like this. The good old days of Vanguard….
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    Financial expectations of a God parent?

    Just researched all of this for the US and much of Western Europe as DW is in a similar circumstance. I found that, as Robbie said, you have no obligation unless both parents die. There were some small financial obligations surrounding ceremony, etc., but not after. Stand tough!
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    Retiring at the start of a down turn... oddly at peace.

    Went to PT a few years ago. Paid off house when market was closer to 4800. Was gonna pull the trigger:-/ Continuing to work to build up a bit more cash buffer in case this is more protracted than expected although it’s also hard to not take advantage of this excellent buying opportunity. Lol….my...
  7. S

    How to tell someone ...

    Hopefully this guy moved on in life with better friends…..
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    Learning another language?

    I’ve been learning French for a few years. I didn’t like Rosetta Stone that much bc as some users have described it’s hard to learn some of the complexities through pictures. I attended an immersion coarse in Ville Franche, a small town just north of Nice. Excellent Instructors and setting...
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    RIP - Naomi Judd

    It’s irresponsible to say her doctor has some explaining to do based on your anecdotal experience. Patients have varying responses to anti-depressants and she may have exhausted all options including ECT, etc. It is quite tragic and a good example how mental illness doesn’t respect the...
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    What I don't miss about work.

    What did you do Street?
  11. S

    Blow That Dough! -2021

    Perfect!! Now I’ll know how to explain this to my wife. Thank you
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    Blow That Dough! -2021

    Dumb question After reading Robbie B’s posts on BTD regarding Wagyu beef I went to suggested site. I had no idea the steaks were marbled with that much fat! In general I don’t like fat in my steaks preferring a leaner cut. I assume however this is completely different than the fat in my Kroger...
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    Morocco-Spain-Portugal

    Thanks Old Shooter. Do you still have contacts for your guides by any chance?
  14. S

    Morocco-Spain-Portugal

    My wife and I are going to be visiting Europe with family next summer. We’re going to have 10-14 days to ourselves before family’s arrival and hoped to explore Morocco, Portugal and western Spain. We’ve also considered flying into the Canary Islands before starting in Morocco. I have a feeling...
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    A downside of a fancy car

  16. S

    Tendon issues?

    Thanks for that. I never tried iontophoresis, but if there’s a next time :-/ I will!
  17. S

    Tendon issues?

    It’s funny you mention the vitamin deficiency. Several years back I took high dose vitamin d for several months for a different tendon with success. It didn’t help with this one. To be fair this current one was from an old acute injury and not from repetitive movements which may change things a bit.
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    Tendon issues?

    I’ve struggled a bit with tendinopathies for the past 15 years. Mostly medial/lateral epicondylitis (golfers/tennis elbow) I’ve had a case of golfers elbow that’s lasted 7 years now that never really went away after PT, steroid injections (not recommended any longer), dry needling, autologous...
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    A downside of a fancy car

    I love cars. I like reading about em, watching videos of track runs on the recently released, head to head comparisons of amg vs m, etc. I’ve always wanted a new m3. In my quest to reach FIRE I’ve always held off buying one and tend to drive older Toyotas, which I love and would never be without...
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    new member 5 yrs to go

    Since that much is discretionary then you could do a variable withdrawal first several years after pulling trigger to prevent sequence of returns risk. As market drops you can reduce spending so that you’re only taking 3-4% of your reduced portfolio value (from your discretionary allocation). If...
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    new member 5 yrs to go

    Will much of the 130k spend be discretionary?
  22. S

    Share Your FIRE Milestones - 2021

    Wow, that’s quite a milestone. Congratulations
  23. S

    Share Your FIRE Milestones - 2021

    July 1st is a new high 5 years after retiring?! Congrats Street! You killed it.
  24. S

    Real estate question

    Thanks again for all of the very helpful comments. You’ve essentially helped talk me off the cliff. The initial investment would represent a very small portion of my portfolio, but with the entire unit representing 20% and I really have no idea how to navigate (nor that much interest in...
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