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    Stimulus 3 deposit already!

    Received all 3 stimulus checks by direct deposit 2020 #1 in April from IRS shown as Federal Tax Refund 2020 #2 in Jan 2021 from SSA shown as Federal Benefit Credit (not collecting social security payments) 2021 #3 in March 2021 from IRS shown as Federal Tax Refund Odd #2 is from SSA ???
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    Covid Vaccine Distribution

    Got first shot yesterday and second will be Mar 6. The email availability notice started 3weeks ago from my health care provider. I missed first attempt because it filled so quick. About a week later received another email got in online to schedule 1st shot. They administer shots on Sat & Sun...
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    Spin bikes - your recommendations?

    I have been using a fluid trainer with road bike for over 20yrs and watch the same Spinervals Tough Love video doing various sections from 45min to 2hrs. When younger would do the full 3hrs. Without the coach directing workout I would not be able to ride at level or time frame.
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    Tax software deals

    The Walmart link shows price at $34.97 when I checked it this morning. I ordered it at that price a few days ago.
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    My Social Security website interface changes (for the better!)

    I tried Firefox,Edge and Chrome and still old format. Cleared cache on Edge and tried again same old format.
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    Is anyone staying the course?

    I think I got into the 37mo 3% IRA CD just in time (2 weeks ago). Moved 2 amounts within 2 week period since they let you add additional funds in future up to max 150k. Each transfer they gave me $50 bonus and back dated 2nd deposit to date of initial open date.
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    bond funds or cash reserves

    I just sent in forms for the 37 month IRA CD @ 3% yesterday and rate still applies and they honor it as the date of receiving forms.Can add new money later at the same 3% rate. Used the messages function on website to send completed forms digitally and have them fax forms to Vanguard. Checked...
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    Stimulus direct deposit, checks and EIP cards.

    Tried checking US Bank where my checking acct is located Wed. and website would not allow login. I guess they got overloaded. Today was able to login and see $1200 was deposited.
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    Shopping and restocking updates

    Went to Costco just before senior hours and parking lot about 1/2 full with line extending for about 100-150ft. Once they allowed entry line moved very fast. They were doing counts on entry and exit and I think limit was 100 people. The store was very well stocked. Plenty of TP and paper rolls...
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    New Zealand

    Did you mainly camp on trip ? Did you use their equipment? Did you purchase travel insurance ? I plan to bring my own tent and quilt (bag). Hire (rent) one of their bikes. Thanks
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    Poll: Veterans on the forum

    The book From Opposite Sides of the Periscope maybe of interest. It's based around US Navy fast attack submarine tracking a Russian sub during the Vietnam War and careers of both commanders .
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    New Zealand

    Going to NZ first part of Feb 2019 for a little over a month. Flying out of SFO directly to Auckland,NZ. 12-13hrs This will be the longest flight by far I have taken.Hopefully it will not be too much of a drain. Using economy with window seat. I will have 3 days in Auckland prior to the main...
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    Poll: Veterans on the forum

    USN 1971-77 George Washington Carver 73-77 Blue crew 2 years National Guard after leaving Navy
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    VA Medical Drugs vs Medicare Part D

    If you have an Advantage plan without Part D without some maintained creditable drug coverage such as VA or work insurance you will be penalized an extra fee per month on months no Part D was enrolled in. This is fee is addition to the monthly Part D amount and remains for the life of policy...
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    VA Medical Drugs vs Medicare Part D

    My concern is some meds that need to be taken same day after diagnosis using Private care and the referral to VA doctor. I understand it would not much of a issue for longer term needs for refills. I am in Priority group 5 now, but will probably shift to group 8 in a year.
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    VA Medical Drugs vs Medicare Part D

    I checked with VA and two options are going to VA hospital pharmacy which is a bit of drive or mail order which can take 5-8 days for delivery. With the inconvenience and time delay I am debating if maybe better pay Part D premium thru a Medicare Advantage plan which drugs can be picked up at a...
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    Bicycles

    Do you bike? Yes How often? 4-7 days a week Road, path or trail... cross country? All Length of ride? 25-100 - Recently finish a cross-country self supported tour at bit over 2000mi to Bar Harbor,ME and 2yrs ago completed a 3600mi tour to Santa Barbara,CA. Many century and double centuries...
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    TT and Vanguard

    Anyone know why the PC download is currently not available ? Was able to download about a week ago @ $29.99 I also switched this year to H&R Block from TT.
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    Schwab Roth IRA Conversion Calculator

    Schwab has a Roth IRA Conversion Calculator at below link: Roth IRA Conversion Calculator | Converting an IRA | Schwab Based on my inputs it did not generate much difference in growth of either the converted amount and leaving it in the TIRA.
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    Let's Compare Internet Speeds

    I pay 48.95/mo internet for Comcast cable. SpeakEasy Downlink Uplink 18.67MB 3.66MB Speedtest 16.8 3.73 The above are testing to the Chicago server. Other servers can have much different readings. There are a number of things that...
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    Setting up IRA 72(t) distribution - no 10% penality

    Here is another overview of 72t.
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    Investment Return graph on Vanguard Personal site...

    Click on My Portfolio and then Performance. There are 2 views - Balance Trend & Investment Return. The time ranges can be selected to provide different time graphs.
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    Taper off or cold turkey?

    This link on 1035 transfers maybe of interest.
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    I Want To Leave Ameriprise

    My understanding is you have 60days to reinvest funds to avoid the 10 + tax penalties. I actually had my rollover mailed to my address and then forwarded the check to Vanguard IRA to avoid the institution to institution transfer fee.
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    Deciding whether to invest in Merrill Lynch 401k

    No company match. I am in the process to convince management to switch to Vanguard. In a holding pattern until group president talks with corporate about the situation.It is a Canadian company that has about 80-100 US employees . So unfortunately we are treated more like a small company.
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