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  1. KM

    International Cell Phone

    Being newly retired, we have started traveling more and expect our international travel will increase (just got back from 2 week river cruise and are planning 3 weeks in England/Ireland this fall) significantly in upcoming years. My dilemma is figuring out what to do about a cellphone. I...
  2. KM

    Expenses

    I know you should look for funds with low expenses. Am I figuring this out correctly? Assume you had 10,000 to invest: FUND A has expense of 1.5% and returned 11% - you would have $11,100 before expenses and $10,933.50 after expenses FUND B has expense of 1.0% and returned 10.8% - you would...
  3. KM

    Mutual Fund sale questions

    I have two questions that I was hoping someone might have some opinions on. First, does it ever make sense to sell taxable mutual funds (paying a gain) to move them into a Traditional IRA, even if the contribution itself is not deductible? Assume I have no other way to get money into the...
  4. KM

    Hi everyone!

    I have been browsing this forum almost daily for a few weeks. Thought it was time I joined, as it appears there are some very knowledgeable people here. I have done fairly well in saving for our early retirement, but I keep reading and asking myself what else could I do better....
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