Search results

You know Popeye I am not sure what you are after. YOu have been given plenty of guidance and suggestions but I'm not seeing much action on your part. No good complaining about tax rates etc. because they are not changeable. You primary goal should be to come up with some kind of life plan and...

I think you are being totally unrealistic if you think you could become FIRE'd within 6 years given your current assets. The risks you would have to take would be crazy. Have you come up with an amount you would need in retirement to live on? Even on a salary of $300k before tax, over 6 years...

Even better the flights are all booked in business class using points so little or no cost to us so think all in the total flight cost is less than $1k. Hotels in Thailand/Vietnam will be $30 a day plus points at Sheraton's, all thanks to using credit cards.

The search for MMND made me curious so add me to the list of those who want to know what happened to her. Couldn't find any clues myself so if anyone finds a trail please share.

Booked a trip to Australia for July. August we have booked 6 weeks in France/Germany followed by 6 weeks in Thailand/Vietnam.

All you can decide is what is best for you. If you get free medical coverage from an employer in the US that will likely be the best system for you. However, for the millions who have to pay out of pocket or go bankrupt due to medical costs, they would be grateful for a bed in the hall. Not...

Payments for Older Australians Other payments the aged qualify for. We are currently in the process of relocating from the US to Oz because we have analysed and believe it is a better system for us to live under. It immediately takes away the outrageous health care premium. Use the calculator...

Assets test for Age Pension Actually for non homeowners for full pension for a couple it is combined assets of $400K. Once you reach $825k combined you get nada. Pension in Oz is totally different to that in the US. Everyone is entitled to the same regardless of contributions. Payment rates...

Tax havens and tax administration ATO website guidance on Tax Havens. It is probably worth you having a poke around the ATO website as it is written so all users can comprehend what they are saying.

ASX online courses - Australian Securities Exchange - ASX I would start with the basics available online.

Should add that maximising your super is always a good idea. However, once again you need to get some guidance as to what amount you are targeting to achieve to ensure there will be no tax payable if you have an enormous amount...

Ok I'll share what I know that may apply to your situation. My husband and I are both Australian. 1. Forget about getting an Australian pension. In Australia pensions are means tested, to get the full pension you would only be able to have approx. $350k of assets and it totally phases out by...

I think there are major differences between Australia and the US systems which totally change the way of looking at things. 1. Mortgage interest on primary residence is tax deductible in US can't claim anything in Oz. 2. Savings for pension, in the US is limited to 401k amount as determined by...

Ok I'll play. For most of our married lives I have not worked and we do not have children. It has not always been about choice, work permits etc have played into it. However, in our household we see marriage as a partnership. Just because one of us goes to work and earns the money, that does...

You would be surprised at how quickly the points build up once you are conscious of what you are doing. We have the AMEX Gold and we always spend $30k a year on that so we get the 15k bonus points. I am always focussed on category as well. Gas, groceries, airline tix are on the Gold AMEX. Dining...

If you can do the business card now take a look at the Ink Bold for 50k UR and keep your eyes out for when AMEX have the special one day offer on the Business AMEX Gold that comes with 75k bonus for the $10k spend. Make sure you read the key blogs every day so you know what is going on and can...

When we are overseas we find we spend very little cash. We tend to use no forex fee credit cards for most expenses. Chase is strong in this department. Also the Platinum American Express is another that has no forex fees. None of our American CCs are chipped and haven't never been able to use...

Sarah, stick with it as it does work. We are sitting on just over 2 million miles and we are constantly redeeming. In the past 3 years we did 2 round trip tixs on Cathay Pacific to Hong Kong in First Class, 1 trip to London in First Class, 1 trip to Paris in Business Class. Additionally we have...

I think the Scandinavians pay amongst the highest tax rates in the world, yet they are all happy to do so because of what they get from their government in return. Weren't the Danish recently found to be the happiest people in the world and it was related to the fact that everyone was looked after.

I also make loans thru Kiva. There is no interest paid to lenders like ourselves. The MFIs charge interest to the borrowers but that goes to the MFI to enable them to run their organisation. Kiva makes it money from lenders like ourselves donating to them.

1. I think the first thing you need to do is ascertain how much of your salary can be sacrificed to Superannuation. I believe they changed the rules for the current tax year, I know a friend in Sydney is able to sacrifice 25% of her salary at the moment. Being Australian, I am not so hung up...

House Hunters International featured an episode where an American went to Korea to teach english. No comment on the teaching english aspect, however they have some extremely funky rental rules there, which if I recall correctly need you to put down significant amounts at the commencement of a lease.

I think fraud on credit cards is becoming more prevalent. A couple of weeks ago I got a call from Wells Fargo querying whether I had made some charges. My answer was no, I had not actually used the card for 2 years and had it in my possession so not sure how someone got the numbers. The thief...

Congrats on your good news bbbamI. I would imagine that having had that diagnosis every time your DH feels "off" your mind runs wild. Remember to keep breathing and enjoy the time you have left.

Not at all true. We do not make our decisions based solely on price even though we are picking up the tab for all our travels. We are members of multiple alliances and usually can find a flight that fits into our plans. I would certainly pay more to fly and airline I trust rather than something...