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    Vanguard's Scottsdale office

    My wife and I visited the Scottsdale site about 5 years or so with my FIL when we had a Flagship representative. We made an appointment with him and met for about 1 hour to help set up FIL's account and to clean up ours. We needed to have an appointment and to show id to get past security at the...
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    Sealed for Life transmissions? (Ford)

    Sorry for not responding earlier. Somehow, I didn't get notice of your question to me. I change the fluids myself and I only replace about 4 qts of transmission fluid out of the 12 qts that the transmission contains. Therefore, I want to change it at least 3 times by the time I have 150,000...
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    Sealed for Life transmissions? (Ford)

    My 2017 F150 with a six-speed automatic is supposed to have the fluid changed at 150,000 miles. I intend to change it at 75,000 miles- I have 70,000 miles on it now. I don't know about the 10-speed transmission, but I would change it at no more than 75,000 miles (better at 50,000 but I missed...
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    Your favorite 2022 Purchase?

    Two heated fleece throws from Costco. One is for DW and one for me. Pardon me, let me correct that, the second is for the dog. Whenever I sit down with the throw blanket, the dog jumps in my lap. I turn off the blanket when I leave the room for a few minutes or more. When I come back the dog is...
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    Which Pension Selection To Choose?????

    I had similar options to my very small pension except my pension has no COLA. I choose one of the bottom four options-for retiree lifetime with100% continued to Joint Annuitant. I choose this option because I love my wife and do not want to see her income level drop should I pass before her...
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    Apache Junction AZ

    DW's parents snowbirded to the Lost Dutchman RV Resort in AJ for over 25 years (until FIL passed last September). They obviously loved it! They also had several relatives winter there as well including now the next generation. The park was sold a few years ago after being family owned and...
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    Waffles or pancakes?

    Swedish pancakes (as made by DW) followed by waffles then regular pancakes. Swedish pancakes because the taste is better even if they don't hold butter or maple syrup well. Regular pancakes last because waffles hold the butter and syrup better.
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    How many motorcyclists here?

    I have two Bultacos for the road, both 1968 M23 250 cc EL Tigre. The El Tigre was a modified Metralla. The story goes that a shipping crate of Metrallas arrived at CEMOTO East with the tops crushed. Since the Metralla was not selling well (250 cc street bike), the crushed bikes were converted to...
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    How many motorcyclists here?

    I guess I should reply. I own a dozen motorcycles and ride mainly trails. My go-to bikes are: 1974 350 Bultaco Alpina. The first bike I bought. I just put a piston and main bearings in it last week after owning it for 40+ years and will ride it this week provided I put it together correctly...
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    On Your Marx

    "I'm more interested in what he wrote about the psychology of the individual worker--particularly (bear with me: I'm doing this from memory) how workers under capitalist systems become distanced & estranged from the products that eventually emerge from their labors. That is, there's no easy way...
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    Power To The Motorcyclists

    My new job actually pays people to ride motorcycles, car pool, or take public transportation to work rather than drive cars.
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    Early IRA withdraw- how does affect unemployment benefit

    In Indiana it is reported along with vacation, severance, Ebay selling, etc.
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    It's funny joke Thursday! 2005 - 2020

    Harry Chapin- "Cat's in the Cradle" from "Verities and Balderdash", 1974.
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    You can't teach money

    For finances and money are beyond your command Your money they're rapidly losin' Get out of the way if you can't comprehend For the FAs they are a boozin' Jeff Sorry to Dylan and all of you, I'm on vacation!
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    investing strategy

    Propane/gasoline Back in the early 70's we ran a dual fuel propane/gasoline car. The conversion consisted of a small a valve/ air mix system mounted on the front fender in the engine compartment and an adapter placed on top of the carb. A simple toggle switch in the car would allow either...
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    Are you afraid to look poor?

    I wear hand-me-ups from the kids. At work, it's jeans, t-shirt and fleece during the winter. In summer, it's shorts and t-shirt. We now have a dress code due to the ex-COO's clothing habits-no holes in the t-shirts or jeans.
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    Never Seize

    Boy, I must be a weird guy. I use a copper-based antiseize on oxygen sensors, the aluminum-based stuff on most nuts and bolts (like lug nuts), and Bel-Ray assembly lube on items that get really hot (like manifold nuts). I used to use blue Loctite a lot but have switched to using new lock (star)...
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    Who bought a motorcycle after FIRE?

    Motorcycles I have approximately 10 also depending on how one counts them. Two are street bikes- 1971 Honda CB500-4 and 1968 Bultaco Metralla- and the rest are dirt bikes - dual sport (Bultacos of course). My youngest son rides the Honda and I ride the dirt bikes about 4-5 times per year on...
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    457b contributions

    DW works for the county library system and participates in a 457b plan ran by the state. She gets paid biweekly (26 paychecks a year) and contributions to the plan are typically posted within 1 week after payday. Last April, the bookeeper quit. In July, I checked the account balance. No...
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    Flooring Laminate vs Hardwood

    I put Bruce Dundee strip in our family room and our bedroom. It is a 3/4 inch prefinished oak floor. DIY is not hard to do with these floors if you decide to go that way. You will need a electric chop (or miter) saw. I used a hand saw for the family room and the electric miter saw for the...
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    Rhinocort Aqua and Pulmicort cost.

    Fluticasone propionate Fluticasone propionate is the current generic name for Flonase. This is a suspension formulation, anti-inflammaotry steroid, and is sold by Roxane and Par among others. This is the same active ingrediant as in Flovent, an asthma medication. Fluticasone propionate is best...
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    Independent Mechanic vs Honda Dealer.........not even close!!

    Michael, I've only seen that happen once. My brother rebuilt the top end on his Kawasaki Pighorn, revved it up, popped the clutch, and ran into the barb-wired fence behind him! Jeff
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    Independent Mechanic vs Honda Dealer.........not even close!!

    My wife has her serpentine belt break just a few weeks ago. She noticed it because the car wouldn't turn as she tried to back out of the driveway. It turns out that the tensioner had broke taking the belt with it (apparently as she pulled into the driveway the night before). I replaced both-but...
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    reassure me

    Yak651 will not have to have the tax withheld even if he receives the check if the check is made out to Vanguard and not to him. My last employer would not allow a direct rollover and insisted that I had to send the money to Vanguard. The check was made out to Vanguard but sent to me. I simply...
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    401k Expenses

    Devo, I have no idea what the cost to the company is (or was). I don't think I can find out either. The current atmosphere is rather strained. Bultacoman
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