Search results

When the stress of my job gets the best of me I used to try to meditate. I've got the cd's, candles, mats, ect. I guess it works if you stick with it but who has the time to close a door, turn on relaxing music and stare at a candle everyday. I don't.... So I discovered a new method of...

We max out our 401Ks and have traditional iras b/c our AGI is above the eligibility mark for a roth. We do not max out trad. iras however. So why should I not look at th 529?

Thats right, DW is pregnant and if all goes well we will have our first this year. I've been reading about state sponsored 529 plans and have a question that I'm sure many of you have thought through. How much do you plan to save? The calculators set up by investment companies seem to over...

My mom is receiving early survivor social security benefits (widow) since she turned sixty. I've been trying to find out if she qualifies for early Medicare because I thought I read she would qualify after receiving SS benefits for 24 months which will happen in 5 months. I have called the...

I'll one up you. If you listen to scientist and not politicians, which can be hard to distinguish nowadays, you will really get scared when you hear about a possible magnetic reversal on earth along with the lack of sun spot activity,...wait for it.....wait for it,.... ice age. Ice ages happen...

I'm 34 and DW is 30. We have not stopped dumping money into our 401ks and IRAs that are all high risk, long term managed funds. The only thing we've changed, like most people, is that we are now saving more for our short term goals. Am I the only one that believes this recession could...

Hypothetically if someone started to invest in 1973 and continued on investing through the 7 1/2 year recovery (using dollar-cost averaging) onward to retirement 30 years later would they have timed the market nicely b/c they bought in low early in their investment career?

Can someone explain to me what we mean by "it took 7 1/2 years to get your money back.."? Does that just account for previous earnings?

It’s been a while since I've visited this board. Busy socking away my money that I unfortunately have to work for. I was curious if there were any good threads or if anyone else had any suggestions about preparing investments for a possible depression. Is there anything that can be done to...

Besides Vanguard, who should I look at? Thanks, Rookie ;D

Does anyone have any comments about Amercian Century Investments. I chose to roll over my IRA into 'One Choice Portfolio very aggressive': https://www.americancentury.com/funds/fund_facts.jsp?fund=150 https://www.americancentury.com/funds/fund_facts.jsp?fund=150 I am still young and will...

Thats a great Idea, Thanks for the advice.

Why should I take out a HELOC?

Thanks for the responses. So I would be better off coming up with an extra 30-40K to put 20% down and get a 30yr fixed and invest extra equity in my investments? Are there any other types of creative loans for disciplined investors?

Lets say you are looking to buy a house for 650,000 with 100,000 down (using a creative mortgage like 80/15/5). It seems the you come out way ahead if you go with a 15 year mortgage, making the commitment that you will live there for that long, vs. paying the front end of a 30 year mortgage a...

My wife just finished grad. school...finally!! She recieved a $27,000 signing bonus, while still in school (2006). She does'nt start work until next week so this was her only reported income on her 2006 W-2. The check that we recieved was $25,000. They originally deducted $1678 for SS and $392...

Thanks, good information! I first tryed to talk to the 401k company, Manulife Financial (John Hancock), and they basically told me that the max. paycheck limits are set by the company, not the plan provider. So I had to go to my HR department and ask for that info (have not heard back yet)...

wow, that will really limit us this year for our tax-def. investments. I guess we should max out our IRA's as well. Thanks for the info.

HI all- I've been reading this message board for a long time, really enjoy all your insight. I just started a new job (as of Oct. 2006) and have to wait one year before I contribute to my new 401k plan. My wife just finished grad. school and will start a job in Feb., 2007. She has to wait 6...