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Woo-Hoo! Congratulations on your decision. I don't know what it takes to maintain your license, and I'm not suggesting you keep it active, but I continued to participate in continuing education and pay my annual renewal for my Professional Engineering license for several years after I retired...

Just noticed this thread popping up on my User CP page - haven't paid close attention to the discussion so I hope I'm not out of line with my comments... We purchased a used Class B for $65,000 several years ago. We've subsequently logged over 65k miles. Yes, we paid for insurance, fuel...

Stock picker here... Not saying I'm great at it but it serves us (me and DW) well. Except for BRK-B and two other stocks that don't pay dividends, all of our holdings are stocks and ETF's that pay dividends. Dividends are what we live on - it's amazing how dividends grow and grow over time...

I have often pondered (and calculated) various scenarios regarding when to collect Social Security. Our decision to FIRE never included SS so in reality we don't "need" the money. Consequently, I decided, with the support of a fee only financial advisor, to begin collecting at 62. However, I...

Don't overlook the $1,000 catchup option if you're over 50. And be aware that if you have a significant other you can both contribute to catchup. And the significant other can have their own HSA although the family total and individual catchups cannot exceed the annual limits.

We have a Televes digital TV antenna in our garage - pointed to the nearest major city - over 60 miles away. The distance is why we chose to go with an upgraded digital antenna rather than some of the less expensive options available. We receive all the channels we want - NBC, ABC, CBS, Fox...

I had zeros for 10 years - retired at 52 and started collecting SS at 62. My payment estimate went up during those 10 years (presumably due to inflation) even though I was earning no income. When it came time to begin collecting at 62, my actual payment was within a few dollars of the estimate...

I was able to read the article. Hopefully the link will continue to work for others who are interested. The article raises several issues about LTC including the fact that some policies freeze the benefits but still raise the premium as well as other pitfalls. No argument from me. I hope...

We really have no way to know what someone with Alzheimer's is thinking, particularly when they are in advanced stages of the disease. It's wonderful to experience something similar to what's depicted in the GM video - a rare moment or few minutes of lucidity that allow us to feel we're...

Seems to me, FSU was robbed. I realize they didn't have a stellar win yesterday but they did win and it was with their 3rd string quarterback against a ranked team. FSU's starting quarterback will be back in action by the time the playoff games are scheduled. In my opinion... 1, 2 & 3 go to...

There are several on the list that I really like but don't have an opportunity to eat them often. I voted NY because that's most readily available in my neck of the woods.

I've been a Chevrolet guy since I was a youngster - knee high to a grasshopper as the saying goes. That was certainly a wonderful video - yep, crying my eyes out!

Charlie joked at BRK meetings there was one thing he wanted to know in life… Where will I die? Then he’d avoid going there! Charlie’s one -liners were one of the highlights of the annual meeting or any interview with Charlie. He will be missed. RIP

johkar, My corporate medical plan for retirees was/is very expensive. Consequently, DW and I chose not to enroll in medical for retirees. However, if retirees choose a dental or vision plan you remain in the retiree category and can elect medical insurance at any point in the future. You may...

That amount of money can easily generate dividends well in excess of $30k per year. My thought is similar to others... put $30k in cash at the beginning and let the dividends add to that cash every quarter, while paying out cash to a checking account every month (or twice a month). But, like...

This is an interesting topic. We have friends who signed up for ACA several years ago and the older person is the primary account holder. Hopefully the transition will be easy to address when the time comes. DW and I enrolled in ACA last year. She is younger than me so we enrolled with her...

We plan to utilize Qualified Charitable Contributions (QCD) for most or all of our RMD if needed.

It depends... I voted above average but that's compared to U.S. society as a whole. Probably below average compared to many on this forum. Comparing to benchmarks, DW and me are very much average but our system works for us and that's all that really matters.

Just stumbled across this thread today as it randomly popped up in the "Portal" when I was looking at E-R for the first time in several days. I haven't read every post so I apologize if I'm rehashing old news. Here's an excerpt from the J&J press release information regarding the new logo...

I've not given any thought to HE but have made purchases of other utilities when the news for the individual companies was negative so I can appreciate your line of thought. For comparison, perhaps take a look at PG&E (PCG) to see how that stock has played out after fires in California several...

Yep, I know what you mean. The past 12 years have flown by for us! I guess that means we're 12 years closer to the end. Thank goodness we were not working and instead enjoyed that time doing what we want - travel, leisure, home projects, built a new house, volunteering. Retirement has been...

I'm no expert so take what I say with the proverbial "grain of salt." Almost all TV's today are "smart TV's." So they are connected to the internet and you can watch YouTube videos directly from the TV rather than connecting a smart phone via a cable or screencasting. Smart TV's also have a...

I can certainly appreciate what you're saying. I too was very skeptical of buying a Sleep Number bed but I'm glad we did. Back to the $1,000 price point - Original Mattress factory has many products in that price range and less. There are several Original Mattress locations in Florida. They...

If I/we were in the market for a new (conventional) mattress we'd be shopping at Original Mattress Factory. They have standard product offerings and are also willing to make custom mattresses to your desired firmness using either springs or foam or both. We purchased a Sleep Number bed years...

Banding worked for me (several times) but haven't had a problem for nearly 20 years. I currently use a heaping teaspoon of whole psyllium husks each morning, but as the video indicates there are some aspects to high fiber that have a downside. Clearly the single biggest improvement for me is...