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Thanks for the welcome and I'm happy to finally start posting. I think the renting before buying makes a lot of sense and it's certainly something we've considered. I guess it'll depend on our situation when retirement comes. As for "blowing the budget" in a big city, I don't think I'll...

I forgot to mention, I'm not eligible for SS or Medicare since I've never paid into either one except for a couple of early years in high school. I work at a university. When I was hired, SS wasn't an option. A few years later it was changed where everyone hired was automatically entered into...

Ha! Good call. I originally used that handle a few years ago on another forum that was mostly male and I didn't want to be the lone loba there. As for the "Los" part, that's just a screw-up on my part that I've learned to embrace over time. It's not a bug, it's a feature..... :)

Hi Everyone. Great forum and a wealth of information. A little about me...... I'm a 51 year old female and am hoping to retire by 55 with a COLA'd pension of around 68% of my current salary. I can probably live just fine off that since I currently save around 25% of my income, but just in...