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I've been getting transaction free checks in the mail from Capital One for the last 4 months. I've been using them each month to make up the balance of my expenses and writting a new check the next month to pay Capital One plus that months expenses. I've had the use of free money. Monthly...

monthly Take funds monthly from my HSBC online account which pays 1% interest. Beginning of each year the HSBC account is replenished from my portfolio withdrawal.

Pentagon Federal Credit Union has the highest paying CD's. Past January they offered a 10 yr CD paying 5%.

I know short term rates will surely rise at some point. My HELOC allows me to lock in the current low rate anytime. When rates start to climb I would most likely put an end to this plan and start withdrawing for my IRA unless I can get a higher CD rate from Penfed to offset the HELOC rate.

Fired@51, good thought about paying interest from IRA yearly. I'll ponder that.

I don't want to get punched in the face like Tyson, Brewer, that's why I'm putting this out there. I'd have to pay back the HELOC from an IRA sometime out in the future or a not yet rec'd inheritance which is fairly definate but (rather not count my chickens...).

I'm thinking of this plan but have not implemented it yet. I retired 1 year ago. To date, I have not taken any funds from my tax exempt retirement accounts. I have a large Home Equity Line of Credit (HELOC) that I have not used. Interest presently is 2.75% if I borrow from this HELOC. I...

yes Al, it sucks water in and then jets it out

What do you think of this? Nords? Sure to make waves this summer, jet-powered surfboards

Yea Brewer, I've been drinking Genesse Cream Ale since 1968. Can still by in in my town. On sale - 30 cans for $13

14.9% from my Permanent Portfolio

Penfed did it right. My CD that I reserved back in October for 10 years at 5% showed up in my account today. Dollars were transferred from my Traditional IRA Premier account perfectly. Thank you Penfed for this New years gift.

just got this personal email from Penfed about my AMEX card: "We are writing to inform you that a new credit card is being mailed to you as a precautionary measure against any potential fraud exposure" anyone know what this would be all about?

I just got my $100 giftcard today. It's a prepaid Penfed AMEX card with $100 on it. It's good for 1 year. I signed up for the Penfed AMEX card in November. So far they have delivered everything just like their promotion said. I'm very pleased. I've got 37,000 points so far. I'll use it...

Sorry to hear that Rusty. I got my card last month a now have 33,000 points. Have not tried to redeem any yet. Did you end up with airline tickets after all you went thru? Curious, why the big hassle? Thanks.

Thanks Brewer for LCMAX explaination.

Brewer, Can you please expound on LCMAX, What is this animal and how does it generate that much yield? Thanks

Also noticed in the welcome pack that they give you 2X's points on all purchases, 3X's on dining and hotels and 5X's on airline purchases, all have to be prior to 12/31/10 .

Thanks Calmloki, I'll watch for this. Unfortunately I discarded the original offer that was sent to me.

Yes, the original mailing on the offer indicated that 30,000 air miles would be yours when you spend $650 in 90 days. The welcome kit that was mailed to me after I got the card said I earn only 20,000 air miles.

Sound good. I rec'd the offer last month and I applied and just got the card today. How exactly do these 30,000 airline miles work, that you get after spending $650? Can I redeem for a 30,000 mile roundtrip ticket? I put $650 on my VISA in 7-10 days. I love my Penfed VISA rewards card and...

For over 45 years, but not every night, we'd have a 2oz liquor glass filled with Drambuie. The best place and time to sit with it is over looking the river at sunset. Fortunately the mile wide river runs 100 yards in front of our home. Sipping in this fashion is so soothing to the tastebuds...

Called Scottrade today to ask what was going to happen to my Vanguard index funds that held over $10,000. I was surprised to hear their response; that Scottrade does not have a dealers license to broker the Admiral funds. Guess I'll have to liquidate and buy the ETF.

When I reached their $10,000 limit on ebay purchases, Paypal gave me the option of verifying with their CC or my bank account. I chose their CC. Did not want them having my bank account. I then went to change the default payment to my old CC which was on file for the first $10,000. It would...

We were in Algarve in late winter 2 years ago. Weather was delightful, 75-85 degrees, it's a big destination for Brits now. Our relatives live in London and that's where we departed from. All inclusive trip (except dinners) was $400 each for the week, a very good value. You'll get a much...