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I've been looking into buying encryption software, such as one might use on highly private documents, e.g. a list ones financial account/website user names and passwords. Not just to use for emailing the documents, but for general protection from any hackers that might attack my computer. (I...

From Kramer's detailed budget: For $3K more per year I could take a 1-2 month overseas international vacation each year. Kramer, how do you enjoy 1-2 months overseas for *only* $3k? That seems to good to be true. I have been flummoxed about the disparity between my travel wants and my (Europe)...