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    Moving back to Europe

    Due to a recent life event, I am considering permanently relocating to Europe within a couple of years (I have a EU passport). I currently am a US permanent resident (green card holder). I am thinking about liquidating all my assets in the US (going all cash), then moving the money to my final...
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    Might be heading for divorce...

    My emotions are pretty raw at the moment, so please be kind. My marriage of 17 years is going through a very rough patch (the first and only in 17 years, so I am not used to this). Until a couple of months ago, I thought that we had a pretty solid marriage. DW retired in 2015, 5 years after me...
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    Our new big FIRE adventure

    Bye bye San Francisco, hello (again) Alabama... The decision has been made. After great five years on the west coast, we will permanently re-establish our primary residence in Alabama starting in 2017, for retirement. I will use this thread to keep interested parties updated, to brainstorm, and...
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    Estate Planning. Where to Start?

    Yes, I know, we should have done it a long time ago. But here we are: married, 41, no kids, 2 cats, a sizable net worth and no estate plan in place. Everything we own is either owned jointly or we are each other's primary beneficiary. So if one of us dies, the other one gets everything. We do...
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    Giving a house to charity

    So I have this house. I would like to dispose of it. It is located in an area where the RE market is very, very slow. Houses sit on average 1-2 years on the market and generally sell after several price reductions. The house itself is in good condition, but it sits on a sloped piece of land and...
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    Free your brain from trivial decision making

    I recently read a blog post about simplifying your life, specifically freeing your brain from trivial decision making. The advice given was, for example, to eat the same thing all the time and wear the same thing everyday so that you don't have to burden yourself with relatively unimportant...
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    Help with a real estate decision

    Here is the dilemma. DW works downtown. We currently live down the street from her work, so her commute is very short. We are thinking about buying a house in an area 20 miles from downtown. That location would be great for retirement, but it would require a serious commute for DW, which we...
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    Backdoor roth IRA

    DW and I have not been eligible to make deductible contributions to an IRA or contributions to a roth-IRA in many years due to high income restrictions. Lately, I have been thinking about taking advantage of the backdoor roth IRA option. We have no tax-free investment accounts at this point and...
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    When to replace stuff?

    Last night, while unloading the dishwasher, I realized that our 12-year old everyday china and glasses have become pretty scratched up. Some are chipped too. I usually don't pay attention to things like that and for that reason I have a tendency to let things go well passed their prime before...
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    The Photographers' Corner 2013-2020

    Photography seems to be a popular retirement hobby. So here is a thread dedicated to you, shutterbugs. Show off your photos, discuss techniques, and share tips! Rules: Please note that the community rules still apply here, including but not limited to: * Participants may not post affiliate...
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    Share your FIRE Milestones - 2013- 2020

    Celebrate a new milestone on your journey to FIRE with us! Did you just pay off your mortgage, reach financial independence, or pass a nice round number on your way to FI? Tell us of your accomplishments here!
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    Remember 2012

    As 2012 draws to a close, tell us what you will remember most about it - your accomplishments, memorable trips, family events, etc... *I downsized from a 2,500 sqft house to a 1,100 sqft apartment and moved from the south to the west coast. This was a stressful but exciting move. *I drove...
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    San Francisco to Vancouver Road Trip

    DW and I are thinking about taking our first real vacation in about 12 years - a vacation just for the two of us with no attached business or family obligation. We would like to take a 2-week road trip from San Francisco to Vancouver with stops in Portland and Seattle. We are looking for...
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    iPad Art

    Artists are now using the iPad as a creative tool. Some of those creations are unbelievable. Some example of art created using the app called "Paper": Made With Paper | FiftyThree I love the watercolor effect on this app. Another app I love is called "ArtRage". It has a beautiful textured...
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    Strategies for Lowering LDL

    I had my annual physical earlier this week and I have been pleasantly surprised with the results in general. Before retiring, my triglycerides were too high, my HDL was too low, LDL was too high, glucose levels were over 100, and my blood pressure was too high. Two years into retirement, my...
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    Protecting The Value of Stock Options

    DW's company stock has done very well YTD and her stock options are now worth a few hundred thousand dollars. We can't exercise the options and sell the stock at the moment because the trading window is closed. All the talk about a potential market crash has me worried. Because of the leveraged...
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    Homebody or Always on the Go?

    I was curious... For those of you who are retired, how often do you actually leave your home to go somewhere? Some people -like DW- seem to enjoy staying home for days at a time, and others -like me- seem to experience "cabin fever" rather quickly. So where do you stand?
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    Extreme Minimalist Retires at Age 40

    Peter says that extreme minimalism allowed him to retire at age 40. He lives in Northern California, in what most of us would call an empty apartment: Non-possession: seeking intense simplicity and the good life - YouTube
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    Longevity in my Family over the Centuries

    My paternal grandfather was very interested in genealogy. He researched church records going back to the 1600's and was able to catalog all the births, deaths, marriages, and baptisms of people carrying our last name in our region of origin for the past 400 years. He unfortunately never had the...
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    Quake-proofing a home

    I have never lived in an earthquake-prone area before, but will soon. I have read that one should take steps to secure tall pieces of furniture, upper kitchen cabinets, picture frames / mirrors, televisions, and breakable trinkets. For those of you who live in earthquake country, have you...
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    How long should I keep financial records?

    I am doing a major cleanup in my file cabinet and trying to go 100% paperless. I have been scanning old bills and statements and was wondering how far back I should go. I plan on keeping tax returns forever. What about: checking/savings account statements? taxable investment account...
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    No such thing as a retired grandparent?

    My mom is retired, two of my aunts are retired, one of my wife's aunt is retired and guess what those 60-70 year old retirees do all day? They babysit their grand children. "Ah the joy of grand-motherhood! Those are the lucky ones who get to enjoy time with their grand children!" Well except...
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    Election Lawn Signs

    Just for fun, Do you have a political sign on your lawn right now?
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    Cheap Internet Access

    Hello frugalistas, right now MIL pays about $45 a month + taxes for a DSL connection which is both slow and unreliable. She doesn't really use the internet that much except for ordering stuff and checking her bank account online. So she doesn't need super fast connection speeds or a large...
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    How do you price your individual bonds?

    I have bought a number of individual TIPS over the past couple of years and I was wondering how to price them in Quicken. I do intend to keep them to maturity. Should I mark them to market (knowing that they are less liquid than nominal treasuries and therefore pricing them can be iffy) or...
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