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I am age 65....my wife is 61. I am planning to take SS at age 70. If my wife takes her social security benefit at 62....at age 70 when I start my benefits would her benefit change to 50% of my FRA benefit....or does she have to continue with her benefit until I die at which time she could...

Here is my situation. I am 61 and may take SS at 62. My benefit amounts are 62 $1881, 66 $2494 and 70 $3293. My wife is 57 and will take SS at 67. Her benefits are 62 $579, 67 $803 and 70 $1,017. How much would she qualify for base on my benefit amount?

I went to a seminar yesterday called "Get Motivated". The seminar had a lot of good speakers like Steve Forbes and Colin Powell. Phil Town who wrote the book Rule #1: The Simple Strategy for Successful Investing in Only 15 Minutes a Week! was also a speaker and he was pitching an investing...