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    72T Help

    UGH! After 12 days of stalling, I told the bank to bugger off. They would not, could not give me an answer either way. At about the 10 day mark, the seller offered to carry the mortgage, and when I had his signature, I called the bank and cancelled. I had heard of someone else locally...
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    72T Help

    Sitting On My Hands I went to the bank and applied for a loan yesterday. At this point I am waiting to see whether it is approved before implementing a 72t. This should be interesting. My credit score came back over 800, total indebtedness came back as $36.00, I asked to borrow 25% of the...
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    72T Help

    Current Plan Thanks connie, My current plan is to pack my last two years tax returns, and the last IRA quarterly statements, to the one bank that gave a glimmer of hope. I have a 401K that is mostly mm funds that I draw from for living expenses. I still have enough in that fund to make it...
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    72T Help

    Yes Indeedy That is the site that originally convinced me that I did not want to do a 72t. Many years ago as a draftee, I would sit in my little hole watching the wire while thinking that if I could only find myself a little place in the country where I could raise a garden and a cow or...
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    72T Help

    Thank You, Thank You, Thank You Those are the forms I called and asked Vanguard for this morning. The reply was that they no longer supported the calc of SEPP. Stupid me, after that reply I never thought to search their online forms. Calling a CPA scares me. I do not know any, and I...
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    72T Help

    Okay, once more If I need a haircut, I go to the barber. If I have a toothache, I go to the dentist. If I need a 72t, who do I go to? I read all the lit before I decided I did not want a 72t. Now it appears that want one or not, I am going to have to take the plunge. Surely someone here...
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    72T Help

    Let me try again. Where, or to whom, does one turn to start a 72t? I had thought it was the account custodian, but the Vanguard said they are no longer involved in the process.
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    72T Help

    How does one go about setting one up? I understand the pitfalls, and would rather be beat with a stick, but in trying to get a mortgage, I am constantly turned away because I have assets but no steady income. I can do the IRA to bank portion online with Vanguard, but how do I do the...
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    57yr old FIRE wannabe...

    For those of you griping about those individuals with retiree health care, for many it was something worked for, and given in payment in lieu of a greater salary. It is no more right to begrudge someone their retiree health care than it would be begrudge someone a greater retirement income...
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    US Census J*b? Yes/No

    Just Finished 5 Months of It I just completed 5 months of census work. What is taking place now is GPS mapping of habitable dwellings. These are the places that will either be mailed a packet or visited. I worked as a recruiter. The first 3-4 months were quite fun. The last bit was a...
  11. L

    Roundabouts?

    I bought a Jeep, and when I encounter one I just drive straight on through.
  12. L

    Rant - I'm trying to spend money, and getting little/no help.......:)

    I worked at one of the big box stores for a little while last fall. The quality of the help is based on a couple of in store factors and control from afar. The manager is required to implement whatever order comes down from on high. In my experience, when a lay off is pending, the people...
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    On being a census taker for US Gummint

    I have been working as a census recruiter for the past month. It is not all that difficult to apply, test, or get hired. Basically you dial 1-866-861-2010 and apply. You will be prompted for your zip code and from that be directed to the office scheduling tests in your area. Pay is...
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    Your Thoughts On Financial Advisors?

    D.A. Davidson
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    Your Thoughts On Financial Advisors?

    Sorry Finance Dude. Wrong guess.
  16. L

    Your Thoughts On Financial Advisors?

    I think the FA's are getting hungry. I had one walk through the neighborhood last week. He was banging on doors trying to drum up business. His hot tip was tax free munis.
  17. L

    A strange dream

    It must have been the 'shrooms!
  18. L

    Fighting With the Feds, Advice Needed

    I have ulterior motives for wanting the job, the 13.75 for two months is not my ultimate goal. It is merely a means to an end. I cringe at the thought of the job lasting longer than two months.
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    Fighting With the Feds, Advice Needed

    Sometimes they need to be trained.
  20. L

    Fighting With the Feds, Advice Needed

    There are several different types of census jobs available. The one I applied for pays 13.75 per hour. It is a recruiting position. The recruiter sets up meetings, gives tests, etc.. One pretty much set their own hours by scheduling meetings during which one recruits and then following up...
  21. L

    Fighting With the Feds, Advice Needed

    This was easier than I thought. The census supervisor just called and told me they were required to offer me the job.
  22. L

    Fighting With the Feds, Advice Needed

    d, that too entered my mind.
  23. L

    Fighting With the Feds, Advice Needed

    True, but I have a computer, all the time in the world, a case of the ass, and a vested interest. I may be biased, but I made a good faith effort, the government paid for a background investigation, I scored high, I am a vet, and some drone just took the easy way out. The vet part really...
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    Fighting With the Feds, Advice Needed

    I figure some of you have been federal employees, and I need a little perspective. I grew up poor, and always have something in line to keep the wolf from the door. About a month ago, I took the test to work the 2010 census. They are currently hiring recruiters who in turn hire the door to...
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    Celebrity Look Alike - Fun for FIRE

    When I had my 'stache and medium length hair, I could not go a week without someone telling me I looked like Sam Elliot. If you have seen Roadhouse, the scene where Elliot arrives at the bar on a Harley, we could have been twins when I was in my mid to late 40's. The returns were, Bob Dylan...
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