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Hi. I'm sure that I'm going to get a lot of this terminology wrong, but here goes. My husband and I had several old savings bonds mature this year. They were held at Treasury Direct. After they matured, we would get an email saying that the proceeds had been used to purchase a 0% C of I and then...

Hi. I am looking for recommendations for a tool that will help my husband and I make decisions about which sources (taxable, IRAs, Roth IRAs, 401(k)s, 401(k) Roth conversions) to take withdrawals from to minimize taxes and make our savings last. I was using i-ORP but that doesn't seem to be...

My DH and I plan to retire in 3-5 years and with pensions and savings, we think that we could retire now (110k in non-COLA pensions, 2mil in savings, mostly tax deferred, but we actually enjoy our jobs). We are considering moving to a high housing cost area when we retire for weather...

I am considering making after-tax contributions to my 401k which I would convert to a Roth IRA at retirement, aka mega back door Roth (I already contribute the maximum tax-deferred amount as well as the over 50 catch up dollars). I am weighing making the after-tax 401k contributions vs investing...

I need some help deciding how to invest our 'extra' money. First some background: I am 51, DH is 54. We have tentative plans to retire when he turns 60. We both contribute to our 401k before-tax up to the IRS limits plus the over 50 catch up contributions. We have another $5000/month to invest...

My teen son (14 yrs old) and I are looking for advice on where to invest his savings. He has just over $600 in a 6-month CD at Ascencia Bank, which he opened with $500 years ago. It comes due soon, and the current rate if he renews it is 1.06%. He is fairly miserly and doesn't anticipate needing...

First time poster, but I love to lurk :) So many of you have either already RE or seem so certain that you want to RE. DH and I are not so sure. I am 42, he is 44, and we are on track to comfortably retire when either he turns 60 or I do. However, we could probably RE when I turn 55 if we make...