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Catherine, thank you for sharing . . . I perused the site you listed and was very interested after reading a quote regarding SCUBA diving, "Xlendi is a rocky inlet on the south coast of Gozo. It's a haven for scuba divers and snorkelers but has good facilities for recreational swimmers and...

You're right megacorp-firee, primarily government, military, and teachers receive pensions w/cola . . . Feds are still paying CSRS pensioners, but will eliminate that cost due to all new hires being FERS since early '80s. Very grateful I went in as CSRS, since you better know what the hell...

Intercst - Ironic that you mentioned Merchant Marines . . . My uncle who is in his late seventies (looks like early 50s and feels like he is in his 30s) was a construction contractor that oversaw a number of major projects in the SF bay area . . . He lost it all in the mid-90's, e.g., big...

No . . . and big mistake too. I've had roof problems due to ice damming in the past, however, I've addressed those, e.g., installed vents in soffit; ice and water shield down to flash near gutter; heat tape; and, cut down over a dozen trees which have blocked sun exposure to roof. House is...

Poll may not apply to those with pensions . . . Working for the Federal Government (CSRS retiree), I'll receive 57k a year with COLA, if my early retirement goes through this year (age 52 with 32 years of civil service). However, if I stuck it out until age 55 (AAAAAAAAARRRRRGGGGHHHH), then it...

Good deal . . . Happy for you.

Thank you Coach. Spncity - Leaving Morrison will be a difficult decision. I live just off of the U.S. 285 corridor and the infrastructure that has occurred since I moved here in 1997 has been significant, e.g., expansion of freeway, new Safeway and King Supper stores, along with satellite...

Agree with R. Wood - what is your age? How many years of Fed service? CSRS or FERS retirement? Grade? In short, if you are a high graded CSRS w/pension versus a FERS retiree, then everything else is gravy. Bottom line is that you have done extremely well with the conservative approach . . ...

Hi . . . Go to Employee Express at https://www.employeeexpress.gov/ and log into the TSP site (you may have to register if you've never been there before). After logging in, click on the heading Withdrawals and they have a booklet on that subject in PDF format. By the by, there is other info...

Thank you . . . I plan on it!

Hello . . . I'm in the process of retiring early (age 51), i.e., I'm a Federal Civil Service "whistleblower" and my last day of work was January 8th, 2007, albeit, I am still making my full salary . . . long story. Ironically, I've wanted to retire early ever since my divorce in 2000 -the...