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What’s the groups opinion on paying off a mortgage from investments or make the payment each month from the investment? Current mortgage is about $144k with a 2 5/8%

Trying to do some ER planning since I'm counting ER in months (4). I will be 60 when retiring but don't plan on applying for SS benefits until 66. Can't seem to find a calculator that takes that into account. The one on ssa.gov assumes you work until full retirement. Thanks