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  1. M

    Cheaper to keep her?

    I am not onboard here. Wouldn't the game of chess be more analogous than football? It is you and your spouse. No teammate to blame for fumbles. And you can sacrifice your pawns to get something better. In my mind, offense in football is about formulating a plan of attack, roles/repsonsiblities...
  2. M

    Cheaper to keep her?

    Hi Raygun, It is a difficult situation for you. I divorced 12 yrs ago. My present DW also divorced years ago. We both had to deal with young children, which you won't if you divorce. It will be much cleaner for you if you go this path. I do not advocate divorce, especially at 56. I do not...
  3. M

    Frugality Hall Of Fame

    Ok I am OF'ed, but I really don't want to the winner of this contest. :) I am too embarassed to bring up the car tire thing.
  4. M

    Frugality Hall Of Fame

    A few weeks ago I found some unused wiper blades from a car that I sold. The front pair is too short for my truck, but the rear wiper is long enough. So you guessed it. I pieced together the two short ones for the passenger side and used the long one for the driver side. It took maybe 15 minutes...
  5. M

    Texas....Love it or Whatever!

    You are correct, I am not from there. To the best of my knowledge, no one ever escaped from Texas. Here are two smileys to make up.;);)
  6. M

    China is planning to sell cars in the US

    Subaru developed a hard-core following, their owners are loyal. Their models are not so good to look at, although much improved over the years. Attached is a peace offering, I have to attend to the ”rain gutter project”, autumn is almost here. I’ve already wasted too much time looking at this...
  7. M

    China is planning to sell cars in the US

    China is transitioning rapidly from developing to developed status. There is a more discretionary income than emerging third world countries. The GM success in the Chinese market is with cars that were designed by Korean Daewoo. Herein lies the problem, in order to compete they have to...
  8. M

    Texas....Love it or Whatever!

    Right, whatever. :rolleyes:
  9. M

    Thermodynamics Question

    Let me guess. Air leaks in cooler? Now I know you are extremely scientific in your measurements since you are a musician. When you have flooded the cooler with melted ice water, the air volume is much reduced so heat conduction by air leakage is reduced. But with a nice tidy plastic baggy...
  10. M

    Real cost of your auto

    Anyone that even have a fleeting thought of buying said 911 turbo should be banished from FIRE forum. I think the true cost (if I do all my repairs, is it an untrue cost?) curve of cars as function of selling price is non linear. Think $/sq-ft for homes. It doesn't approach zero if you have a...
  11. M

    Texas....Love it or Whatever!

    Was told by a Texan "friend" that the reason they wear cowboy boots in Houston was to corral the cockroaches and whack them in the wall corner with the pointy toe.
  12. M

    China is planning to sell cars in the US

    I love to bash the incompetency of the car design as much as anyone. But I think there is another side. This kind of cars and the Chery (sp?) are dispicable cars by 1st world standards. What no bun warmer or powered tail gate? Shame. They are the model T's forf the 3rd world. If you spend 5...
  13. M

    Is Home Ownership Really Worth It?

    I would rent in my area starting 2005/2006. But as someone said, I don't want to deal with the hassle the family would have to put up by renting. I may also add, if you rent, choose your landlord wisely. Landlord would be happy to have a tenant that behaves well, pay on time, stay for 2-3...
  14. M

    Naps

    Here is serious reply. I find that even if I don't fall asleep, a 15-30 minutes of deep relaxation is almost as good. First I find a room where it is quiet and cool. I put on soft foam ear plugs. They are comfortable. Then I put on sound cancellation headphones and play nature sound cds' on...
  15. M

    Naps

    Another surefire method is go take a long drive on I5 between Modesto and Stockton. What works for me is to drink coffee in the afternoon. Here how. You drink a grande Starbucks at 2pm everyday for 4 weeks. Then you go cold turkey. You'd be in sandman's company in no time from cafeine...
  16. M

    China is planning to sell cars in the US

    Me think a more appropriate comparsions is with the Korean cars. I remember in the 80's when I wouldn't want to be seen in an Hyundai. Fast fwd 20 years, I find beautiful and extremely competitive cars and suvs from the Koreans. China just surpassed the USA as number 2 in world export this...
  17. M

    Rental income to FI RE earlier

    Hi Honobob, I don't doubt that you bought those properties in Honolulu. Good for you and I mean it. So it is simple, buy rentals only in good areas before prices go up. ;D I'd like to go region of Northern CA, the center of the market is collapsing. If you bought prior 2004, it's all good. After...
  18. M

    Rental income to FI RE earlier

    This may be a poor analogy. Investing as active landlord is like double down at blackjack, only it is on real estate in your area. You don't do it unless you have real advantages on hand. In my area, CA foreclosure poster boy city, to invest in rental requires an ironclad stomach and fried...
  19. M

    Any advice to get wife to believe in ER?

    Mr. Beerman, This is not looking good. I am not going sugar coat this one. She like things the way they are. It is possible that no amount of counselling will work. I dragged my ex to see two therapist and she made sure it was futile. It seems like the your presence is border-line optional...
  20. M

    Rental income to FI RE earlier

    I just got back from vacation and need another vacation to hide from this week's stock and real estate market. I sorted of became a landlord by accident 20 years ago. We couldn't sell our 1st home for the price we wanted so decided to rent it out. I was not at all analytical about it. I just...
  21. M

    What was the worst ecomonic period you had to suffer through

    My divorce, bar none, when my porfolio dropped more than 50%. Oh...never mind. The Carter years were bad, but I think I had a negative networth then and my thoughts were only on girls. The dot.com bust was pretty depressing. I watched all my stock options vaporize although eventually some...
  22. M

    Grey hair: men=hot women=old???????

    Ha, do you really feel this way? I couldn't tell by your avatar. ;)
  23. M

    Rants: FAX

    Be in line early at Fry's. Send in rebate for $20. The scam is ink cartridge cost $45. I will not use it enough to justify before drying ink clots it. HP is good at this game. All the profit is in the ink. I got a scanner for free (just paid tax) after rebate and it works. It is not that hard...
  24. M

    Rants: FAX

    Even easier, google "I want to free fax" and try one of the websites for trial period. Sometimes the windoze fax requires files you may not have in your OS. I am lazy so I used faxzero for a small fee. You can buy a fax/copy machine for $15 also. I used mine until the ink ran out and donated...
  25. M

    So you wanna be a landlord...

    The pics have shock value. However, aAfter 8 years of "good tenantship", this may not be so bad. Lets see, the landlord gets to keep the security deposit for sure and the deposit's ROI since should be positive. The aluminum should be worth something. Assuming the rent was kept up to market...
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