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Hi everybody: Was hoping to gain some feedback regarding my new girlfriend's ex-husband. For the record, she asked me to assist her by visiting my sound, grounded, down to earth FIRE family.;D Ok, here goes: By the way, we have agreed marriage is NOT an option for us. We enjoy our...

Hi everyone: I am 45 years old with investable Vanguard assets of 1.3 million. My home is worth around 200k and paid off. Recently, had a financial review/plan with Vanguard and rebalanced to 60 stocks, 40 bonds. (Consolidated portfolio) .16 expense ratio average. I am single, no kids, in...

Hi All: I currently have 1.2 million in liquid assets with a 65/45 stocks to bonds mix. My house is paid off and I have no debt. I am not married and probably won't. I live in New Jersey so I understand the cost of living is a bit higher than other places. I am in good health for the time...

I want my 17 year old niece to open up her 1st ROTH. She earned a little over 3K (taxable) in 2011.:dance: Here's the problem: Her father is a selfish jackass who ONLY thinks of himself. His wife (my sister) whom I've tried discussing this with is afraid to broach the subject with him...

Hello all. I have a friend who belongs to my church whom I've known for roughly 2 years now. (our respective churches merged) I knew something was not right when I met her. She is a VERY nervous/neurotic woman who ALWAYS apologizes for virtually everything she does. She usually starts off...

Hi Everybody: I am considering meeting with an investment group regarding investing in some potential existing businesses through syndications and would like some opinions/re-assurance to below document. After reviewing it, I don't see much of an issue. Just trying to cover myself BEFORE...

I just had my annual portfolio check-up with a Vanguard Flagship Financial Advisor. Currently, I have roughly 1,032,000.00 million investable assets. (all with Vanguard) (70/30 stocks to bonds) I have a house worth $250,000 that is fully paid off. No debt whatsoever. I am soon to be 43...

A couple years ago I explored purchasing a delivery route. (bread franchise) Well, recently I have moved closer in perhaps moving forward with this venture. Here's my background followed by question: -Single, 42 years old w/ no children. - Want to get out of IT sales. (self-employed) -...

Hello All: Here's my updated, current situation: -42 years old, single w/girlfriend, no kids, no debt. Don't plan on having kids, either. -Roughly 900K in investable assets all in mutual funds. (85 stock, 15 bonds) Didn't panic during economic downturn. -40K emergency fund held in Money...

Hi everyone: I need to find the appraised value of a home that was gifted back in January, 2007 for 1 dollar. I also need to find 3 exact models of the first home and their appraised value during that same timeframe. (January, 2007) Does anyone know of a website where I can research this...

Hello All: I am seeking opinions.....and fast. My sister has kids who are preparing for college on 1-2 years. My question is, what do colleges look at for determing whether someone qualifies for financial aid? I was once told that the current income of family is at the top of the list...

Hello all: Looking for some objective opinions out there: Here's my situation: I joined a new company as an outside sales rep. roughly 6 months ago. I was asked to sign a non-compete agreement day one. I never signed it and company has yet to ask me for it. I'm considering leaving...

Anybody out there jumpin' on the REIT TRAIN? Long Term, of course.;D Space Mountain

Hey Everybody: My nephew who is a junior in high school wants to start a DJ business. Some background: Nephew has already done about 6 gigs which include school dances and sweet 16 parties. (no weddings or anything of serious nature to this point) He spent $1,000 for his own equipment. He...

Hi All: I was approached recently about partnering/investing in a new invention. My "partner" who I don't know too well claims there is NO other product currently on the market. He tells me he has a patent, as well. Naturally, I will verify this. I was told today by someone else that...

Hello all: What do you think about a company offering a new employee .585 per mile- the going IRS rate for car allownace. Keep in mind, ALL other associated expenses would be covered by the employee. Is this common for sales reps? Is it a fair deal? There are only 6-8 reps in the company...

Hi All: I am considering purchasing a franchise. Recently, I hooked up with a "franchise broker" who qualified me and we agreed on 3 franchises to investigate. I realize this "broker" works for the franchises and receives a commission for any franchise I buy. Has anyone gone this route or...

Hey everybody: I recently met what appears to be the love of my life. I was hoping folks here can convince my girlfriend, that at 34 years of age, FDIC savings are NOT the way to go. She is VERY conservative with her investments while I am not afraid of a little risk. I am not suggesting...

Hi everybody: What are the key factors that determine whether or not a son or daughter can receive financial aid for college? Is it current income level, net worth, if parents own a home, etc...? Here's my sister's current situation: My mother, who is still alive, transferred mutual fund...

My buddy just learned that an aunt of his just won $250,000 on a progressive slot machine. (it was published in the local newspaper) Over 20 years ago, my buddy's mom lent the jackpot winner $25,000.00 and never received ANY form of repayment. The only proof the lender has is a copy of the...

Hi everyone: I'm 40 yrs. old with a net worth of roughly 1 million. (not including residence which is paid in full) I have no dependents, debt and have never been married. (nothing in the works, either.;D) I DO NOT like my job and am thinking of speaking with a busines broker about...

Hi All: I am considering purchasing a delivery route. Has anyone ever or currently owned a food delivery route? (Snapple, Martin's Bread, Fed-Ex, etc...) Any input would be sincerely appreciated. Thanks again, Space Mountain

Hey everybody: I had posted many months ago regarding my portfolio and would like to update situation and perhaps receive a little feedback. I turn 40 shortly with a net worth of almost 1 million not including a paid in full home currently valued at $320,000. (new jersey) I am single with...

Hi everybody: I'm currently self-employed an participate in a 1 person profit-sharing plan contributing what my maximum income will allow. (roughly 16-17K tax deferred per year) I just accepted a job with a company and will be participating in THEIR 401K plan. I will definitely be able to...

Hi everybody: Finally decided to post my personal situation and welcome any and all opinions. I am a 39 yr. old man, self-employed, never married, no dependents, no debt of ANY kind. Own home outright and live in New Jersey. I was taught right out of college to invest with Vanguard...