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We started downsizing this year. We sold our house 5 bedroom 3 1/2 bath 6 car garage and a giant pool. The house was so expensive to maintain. We made money on the sale of the house and paid off some debt. We are building a much smaller more affordable house in an "active adult community" with a...

That is kind of a hard pill to swallow. My daughter wants to study journalism (writing) and photography. She want to attend a college where that is all they do (something like a trade school is what we called it in my day) the cost is about 45k a year. I am happy to pay if that is what she wants...

I thought that too, but those projects were in the works for a long time. I got a letter form Del Webb telling me that they have scrapped a project I was interested in. The Wiregrass community in Florida is no more. Since it was in the planning stages when this housing slump hit it was easy fro...

I would just make sure I got the better half. All the money in the world is worthless if you are stressed out and unhappy.

Wow! sounds like things are tense around your house. Do you have any kids at home? Man I gotta tell ya it sounds like you would be better off at work. I know this sounds awful but, maybe you should rethink things. It sounds like your wife may resent the fact that you no longer must get up and go...

August, 2011. I will be 50 and will have been at the same company for 25 years. Electable for full retirement benefits. Including a decent pension. However if I can not convince my wife to retire and move I will wait a couple of years. If I can't move away from here I don't want to be retired...

I wish I could figure out how to shield myself from stupidity of humans. Oh and my headphones won't cancel out the cell phone ringing in the cube next to me. It's moronic owner went to lunch and left it to ring endlessly on his desk. Nothing and I mean nothing can shield you from complete...

That is exactly my situation now. It is a great place to be if you don't mind going to the office everyday, which I do. 2

Now hold on a minute Orchid...this is one Texas boy who is gonna high tail it outta here as soon as I retire. and I can tell you Laredo is gotten no better. It is really part of Mexico and the Mexicans there don't like the Gringo's even though the border still says it is in the United States...

Argyle! That's where I live, I'm getting the hell outta Dodge. Think I will head for Florida. Funny thing though you tell people these things and they think you are exaggerating. We have a ranch in Laredo and I tell people about every day things that happen there and the look at me like I am...

Thanks so much for the warm howd doos. I look forward to making friends and having folks I can ask questions about day in and day out retirement things. 2

Dude! you have 1.2 million and no debt. At 51 I would retire. I live in dallas also, all my life. If I were able to retire I would move to a slower paced rural town, but that's just me. I think you are good to go, give notice and start living.

I really like my job. But there are things in the office environment I really HATE. morons who don't turn their cell phones to vibrate cell phone conversations hearing everybody's conversations people in general listening to neighbors eat at their desk and the smell If I could work at home I...

I have lurked for a while and now decided to join. I have been planning for ER for some time now. I have been at the same company for 20 years. In 4 years I will be eligible for retirement. I will be 50 then. I am not sure if I will retire then or wait till 55. Either way I have learned a great...