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I've read about people becoming disillusioned and disengaged by retiring too early and having no plan to fill the hours. Has anybody been through this kind of thing, and what would be your advice to someone about to retire at 40? I made my retirement money by building a company and selling it...

Reality about Advisors I used to be an advisor myself and I have hired one. Why? Not because I can't create an excellent portfolio and rebalance it annually. Not because I can't keep up on all the major, relevant, asset classes. The reason is simply this: when you manage your own money the...