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I have a question regarding withdrawal rates. I "retired" at 56 and while I do some consulting and teaching, I am not anywhere near my earned income level pre-retirement. So I rely on my asset earnings to help me through. The normal rule is to not take more than 4%. When I use advanced...

I "retired" at 56 and moved to SW Florida with my spouse about 1+ years ago. One son is grown. The difficulty is that my wife is 4 1/2 years older than me and she is ready to truly "retire" while I am looking for career number three. At the same time I do not want to work like I used to nor...