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I’ve been having sciatica pain down my right side for several months and started seeing a chiropractor. After an X-ray showing herniated L4/L5 discs and about 4 weeks of manual adjustments, the chiropractor is recommending spinal decompression. It’s a machine that “distracts the intervertebral...

Hi - I’m wondering if anyone can tell me why my social security benefits projection would go 3.7% since last July. I quit work in early 2018 and no income since then. Both projections are from the My social security website. I am currently 60 and the website assumes my income will continue...

Hi Everyone I am considering starting a series of Roth conversion and would like for others to sanity check my situation and assumptions. Thanks in advance, I owe so much to the wisdom on this board! My reasons for converting are to avoid higher taxes at 70 when I take Social Security, avoid...

I had a conversation recently with a friend who told me that his stock brokerage account had an error show up about two years and he had a mystery deposit of $50,000 cash made into his account. I swear this happened to a friend and NOT me! I suggested to him that the money is not his and he...

I've recently become interested in REITs for my 401k as a way of diversifying. Sites like Vanguard say that they provide diversification from stock market holdings and I have always been a fan of real estate. The problem is that when plotting the performance of REITs against the S&P 500, the...

I was wondering if those of you in retirement have any difficulties dealing fairly with multiple children who are grown and on their own? Do you favor one child’s family over another? By that I mean do you spend more time with them, provide more financial assistance, or otherwise treat their...

Hi, I just discovered this board a few weeks ago and I have to say I am impressed and looking forward to learning more about the whole subject of retirement planning. Finding this forum has been a superb wake up call for me! I had seen in about 3 or 4 different magazine and newspaper articles...