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I am turning 70 in a couple of months and have applied for benefits to start when I reach 70. I have two examples below and I would like to know which example is correct. To make the example simple I will be using numbers which do not reflect the actual amounts. PIA = 2500 at full retirement...

I have enjoyed reading the posts on this site and finally decided to join. My wife and myself are 54 years old. My wife retired six years ago to become a full time grandma. I will probably work for many years to come because I like what I do. Even though I may not be a very early retiree I...