Search results

Sent the first ACA monthly payment. Ouch! Still, (in our situation) ACA > COBRA > megacorp retiree health insurance.

I'm only one month into retirement; for me, the transition has been realizing and internalizing that this is now normal life, not a turnaround or a vacation.

We bought eggs at a local discount supermarket yesterday at $1.79. I don't specifically track local egg prices, but do remember swings from $0.99 [Easter special, the only time I've seen them near that low] to almost $3 during the past year.

Might be, might not be. Without knowing the distribution of egg prices over the US you're eyeballing and guessing. A quick check shows the price of a dozen large white eggs at the local Wal-Mart is $1.90. It would help if you read what I wrote before commenting. I said the article doesn't...

I am happy with my offer. Please let me know how you want to proceed. I love it! :coolsmiley:

TickTock's 11th grade teacher's definition of rich (which I adopted immediately and still hold): You are rich if you could stop w*rking tomorrow, never w*rk again, and maintain the same standard of living until you die.

It seems to me that the word 'purpose' means vastly different things to different people. To go back to Bill Perkins in Die With Zero, his idea of life purpose is to have as many positive experiences as possible before death. With that idea in mind, any and all of the things mentioned in this...

Outlier? Assuming a normal distribution, 50% of areas would be lower (and 50% of areas would be higher). The quoted article talks about what might happen in the future due to a bird flu outbreak, not the distribution of egg prices.

audreyh1 is right, "Make sure your plan is HSA compliant." If it is, Fido makes adding an HSA and adding $ to it easy. DW and I just switched an HSA from Optum (DW) to Fido and added another HSA (me). Once you have an HSA, link a bank account (there are other ways as well, this is what we...

Again, I think merging this is inappropriate. The article goes back over 30 years of inflation, while this thread is about "current inflation".

I won't bother to link the article that this quote came from. "It's not just the financials of retirement that are scary. There's a significant emotional weight to it, too. Riley Moynes, a retired educator who wrote the book "The Four Phases of Retirement: What to Expect When You're Retiring,"...

Interesting Take on Inflation Interesting article breaking down inflation. Summary: Overall inflation rate doesn't tell the whole story. Wants (electronics, household appliances, new cars, clothing) has risen slowly while Needs (housing, education, healthcare, childcare) have risen quickly...

Not a recent act, but a memory was jogged by a ksr post: DW and I bought two nice white leather couches early in our marriage. After 20+ years they were not so new, had Labrador claw marks on them, and didn't fit our current decor as well. We determined to buy new sofas. What to do with the...

Most of our bonds are callable (some CDs, as well). To date, one bond has been called (Citigroup, 6%, this January, maturity this August). We'll see what happens. I'm still pretty new (~18 months) at the individual FI instead of funds... Learned a lot from these boards, and continue to learn...

Every. Single. Megacorp. That. I. Know. (Also, several smaller companies.)

Brand-new NAS user here, looking for some help... I recently purchased and set up a Western Digital 8TB My Cloud EX2 Ultra with RAID1. I have joint, DW, and me shares. On my laptop I see these under Network -> MYCLOUDEX2ULTRA and I have mapped them to network drives. So far, so good. On...

We received a letter from the IRS in March, saying that we owe them *much money* in taxes for 2022. Bottom line - I had closed an older Vanguard account that didn't allow individual bond purchases and opened a new account that does. The tax docs had three different 1099 forms, one of which was...

Greed. Fear. [Not that knowing that helps any of us time the market.] "The market can remain irrational longer than you can remain solvent."

It doesn't seem likely to get out of committee. My biggest surprise on this is that there isn't more buzz on it.

You Earned It, You Keep It There is a proposal in the House to eliminate federal taxes on SS, paying for it by increasing the SS tax base from 2024's $168,600 to "over $250,000" (what exactly that means I'm not sure and haven't been able to find out with my online research...) which is...

You're right, you don't have to take on risk. Continue with MM/CDs/MYGAs/individual bonds, TIPS are a good option in a tax-advantaged account. Maybe consider adding a SPIA to cover the last 10-15% of expenses.

I had to skim over several things in the review to keep it to even a somewhat readable length. The relevant discussion in the book is on pp. 116 - 121. Let me say two things at the start: (1) The book was written in 2005, so times have changed somewhat, and (2) DW and I do use credit cards...

DW and I first got serious about FIRE in 2002. I became aware of the “50-30-20 budget” sometime between 2005 and 2008 but didn’t dig into it because we were focused on saving and investing. Recently I checked out the source, All Your Worth (2005), by Elizabeth Warrant and Amelia Warren Tyagi...

After reading all of this thread and the other one on the book, I checked Die With Zero out from the local library and read it twice. Interesting idea, horrible (IMO) title. I'd likely never have read it if I hadn't read these threads and it wasn't available in the library. That said, I'm...

Okay, after wading through 590-B again, using Table 1 I think I now understand the calculation.