Search results

  1. F

    "FIRE Confessionals in a Bear Market"

    Hobby so far. I haven't been very active the past several yrs. Money keeps rolling in but my "year over year revenue growth" metrics are no longer impressive :) I haven't incorporated the blog revenue stream into my long term FIRE financial plans although I give myself permission to spend...
  2. F

    "FIRE Confessionals in a Bear Market"

    Hi guys, I'm still here :) Don't check in as often as I used to since I'm not bored at work logging and posting a ton to kill time! A brief update: we're all doing very well here all things considered. ;D From September through May we mostly stay at home and bum around on our various...
  3. F

    Poll: Minimum time retired to not feel cheated?

    I'm not even at month #70 yet. We both have a long way to go!!
  4. F

    Cruises: Butter to Starch Ratio

    No, I totally get it. Sometimes I'll intentionally eat veggies during a cruise, especially toward the end. And believe it or not, I even ate a bowl of sliced apples and watermelon on the last cruise! Insanity! Skipping the fresh hot Italian thin crust pizza to munch on fruits. After all, by...
  5. F

    Cruises: Butter to Starch Ratio

    I just want to know why in the hell you're eating baked potatoes on the cruise when there are filet mignons and lobster tail and bacon waiting to be consumed by you. As I tell my kids when we hit the $7.99 Chinese buffet at home: "Focus on the High Value Targets y'all!". HVTs is where it's at.
  6. F

    Minimize vacations to retire early?

    There is some merit to the "can't/won't be able to do this in my 40's or 50's" even if you're living healthy. Some things just happen. We're very close to that age range and the ole bones are starting to creak more than when we were 20-something (though yesterday's trek up the side of 3rd...
  7. F

    Irresponsible Son-In-Law With No Health Insurance

    I've got a sister in law in a similar situation. 4000 sq ft house, decent car, frequent vacations, gives her young 20's children plenty of $$. But she "can't afford" the $100-200/mo for ACA subsidized health insurance (she's low income per her AGI on her 1040 - somewhere between 200-250% of...
  8. F

    Mobile Passport ve Global Entry

    Heads up to anyone with a fancy credit card with a big annual fee. You probably qualify for free Global Entry/Nexus. Pay for it and they will reimburse you. Chase Sapphire Reserve, Amex Platinum, etc all have this benefit I believe.
  9. F

    Sildenafil price drop

    A 20-something friend of mine found her husband (now ex-husband) with a pack of Vs in his car. He wanted to use them with her but she didn't like it (I'm assuming the first 30-60 minutes were fine but the next 3 hours were probably the issue). So he didn't use the Vs with her. The ex-husband...
  10. F

    Sildenafil price drop

    Got it. Still in the "more frequently than 1x/yr" group. For medical purposes I'll keep checking on things several times per week just to be sure! And make use of things while they still work!
  11. F

    Sildenafil price drop

    At what age should I start looking into this stuff? Or is it one of those things that you'll know when it's time? Aka it's not hard to tell :)
  12. F

    Has the government shutdown affected you?

    I thought about filing an FTC claim against a bank then I heard the FTC claim filing website is closed for business. So not affected because I didn't actually attempt to file a claim, but I might file the claim eventually and be inconvenienced by the shutdown. My daughter said she couldn't...
  13. F

    Bloggers that cater to higher income folks

    I see my personal blog has been mentioned and I admit I'm not spending fatFIRE dollars but more like $30-40k/yr (which actually translates to a $100k lifestyle if we compare it to those who are still working). I'll throw out another blog that I like. https://earlyretirementnow.com/ Karsten...
  14. F

    Laptop Battery Lifetime Revisited

    40 seconds to boot? Do you have an SSD or a regular spinning hard drive? I usually put my Win10 computer to sleep so I get the instant wake up. But I just tested hibernate (it saves the current OS state to the SSD) and it only takes 8-10 seconds to boot. And this is on a cheapo mid-range...
  15. F

    The fire movement’s champions hidden realities..

    We pay cash for the adults. I keep looking at dental insurance and it rarely seems to be a good bet for our particular situation. Cleanings are $99 each for me and I go twice per year. I have a cavity filled once every 3-5 years it seems and those are about $125-175 depending on complexity and...
  16. F

    The fire movement’s champions hidden realities..

    Well, I've been back from the cruise for a few days but yes, I do take a lot of very attractively priced cruises! :) As for medical care, I think somebody downtown figured out I'm wealthy. I received a notice from the healthcare.gov folks that said my 3 kids were denied medicaid (even though...
  17. F

    New Tax Forms Out

    Job creation. I think we were promised like 25 million more American jobs over these four years. I figure a few dozen headcounts at least to overhaul the tax forms in such a dramatic way. :facepalm:
  18. F

    Short lived LED bulb

    The ones I bought 2 for $1 at Dollar Tree are still going strong after a couple of years. YMMV of course but I'm a happy camper. Replacing light bulbs is annoying, so I've hopefully reduced that work load quite a bit.
  19. F

    Automobile Start/Stop Systems

    I had it on a little tiny Audi I rented in Europe and it was awesome. I have no clue what the gas mileage was since it was in liters per km but I didn't spend much on gas in spite of driving up and down the Alps quite a bit :) It didn't bother me a bit, and seems to make perfect sense. I wish...
  20. F

    Subsidies - What Do You Think?

    I'm just gonna save that other person the trouble of responding and copy/paste my reply that was the third post on this thread.
  21. F

    10 minutes drive or not

    A mix. We walk or bike in the neighborhood if we just want to squeeze in a walk/ride. But if we want to spend an hour or more at it, we'll often drive the 10 minutes to a big nature preserve or a few minutes to the greenway for prettier scenery and zero vehicular traffic. That said, our...
  22. F

    More FIRE fail

    I meant not 100% FI as in she was 1/4 or 1/2 way there, and planning on making up the shortage with some form of work, investment property, or other form of generating income/wealth. I actually don't know her full plan or exactly how well it went. From an objective standpoint, I don't think...
  23. F

    More FIRE fail

    I know the first young lady they outlined in the article (Gwen). I think she was simply undercapitalized and didn't have nearly enough to be 100% FI. She tried freelancing, did some other stuff like stained glass artwork/Etsy, and I don't think anything materialized money-wise sufficient to keep...
  24. F

    "That's not leather, that's vinyl." What is with some people?

    Y'all ever had the meat from these guys? I hear it's delicious!
  25. F

    "That's not leather, that's vinyl." What is with some people?

    That's my guess. Vinyl might not mind a little moisture wicking in from the carpet, nor would it mildew as easily. Leather is a different animal (<-- see what I did there :) ). Perhaps the tradesman is simply a competent tradesman and making comments to reflect what's on his mind - being...
Back
Top Bottom