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Thank you to everyone who replied to my original post. I appreciate the feedback, comments and suggestions. I love that this is such an active forum! It was not my intention to suggest that we would fully retire right now. I would like to set us up on a trajectory to retire in about 5 years...

Hi fellow ER seekers! Although my husband and I are only in our early 30's, we have been talking about early retirement for quite some time. Since the birth of our first child this year, the ER conversation has become an almost weekly occurance!! Having a child has made it even more clear to...