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sheesh - u really dont know anything about ethics do u? Brewster ..u are the idiot who attacked me .. I was just responding with reality and facts... this site really is full of crazys isnt it. btw, attacks like yours and mine both are not a issue of ethics, so it seems u still need to...

needs to read a bit better Its a shame that some here dont know the difference between ethics and reality or even understand what constitues illegal or unethical. fact is, in no instance has any house purchase I have ever done ever been illegal,immoral, unethical, and I will daresay this guy...

trading I would assume its his immediate. More of a company limitation than SeC or gov reg. I know its no such limitation on me, even if I invested via brother. (I just asked him recently via instant msg). He told me that only he is limited, not his family nor his spouse unless she invests...

Oops thanks for the clarification. I was reading the stuff from the perspective of a customer/investor. True enough I read the above as if it was his brother who was the licensed broker ...not him. I certainly wouldnt waste time investing via a brokerage where my licensed brother worked...

Drips are a- bypasses brokers Drip investing is buying the stock directly from the company and not thru a broker. The only requirement is being the real owner of the stock (not via a brokerage) and having enough initial shares. Some require just 1 share, others $1000 worth of shares to be...

Drips are a- bypasses brokers Drip

There is no issue of ethics or concience.. Its simply: 1. 80 % bank. 2. xxx one or more loans or other sources to seperate into a 80/xxx or similar. 3. Full disclosure given at time of closing where the $$ is from. The fact its orgin may have been noncash is not even relevant. My 1st...

OOPs... meant to say: NOT UNETHICAL AS IT WAS A BANKER WHO TOLD ME WHAT TO DO> Sorry, bub, but Ive been doing this for 25 years and my brother for 40. And he in fact has gone after fraud himself. Nothing in this is unethical or illegal. Though the method used can be. That I would agree...

also no fraud ... as the bank wanted to know were the cash came from and it came from my savings acct (the 10% from CU saving acct from the loan & was in savings for the duration of getting the house, and was actually in there for 5 weeks. Btw, my brother is a lawyer too, and a past VP. No...

No lies. Bank got both cash & loan on the 20 part and did the 80% itself. No lies.... Also not UNethical as it was a banker who told me what to do. (EDITED, forgot the UN).

I meant that including trust $$ I have over 1mill . And much of that was via DRIP investing and leveraging my equity. Often using 80/xx. I would rarely consider paying off a mortgage just for the sake of paying it off, unless I have enough cash to burn.. since all of us can invest that same...

?? Whats unethical about it? ALL people involved got their $$ ... except for pmi.

mortgage for some in some areas. but locally here in Tulsa Ok...nope. My moms neighbors homes sold quickkly.. and the mortgages: 1. 1st one was below market but was per neighbor motivation to move. 2. 2nd one sold at $10k below market... In my area. 5 houses sold in the last 6 months...

mortgage payoff .. no way.. short of winning a big lottery ... I wouldnt hurry to pay off. 1. get a 30yr normal mortgage 80/20 or better. 2. payoff maybe the smaller of the 80/10/10 or 80/20.. maybe even then. 3. customize if u want to pay quicker without changing the 30yr. (I pay my...

Doing any sort of 80/20,80/10/10,80/15/5 is a good idea...even the if the bank or loan person doesnt... gives u the flexibility to pay the smallest loan off quicker. Despite commetns to the contrary.... some sort of 'avoiding' pmi is always going to be doable.. (if u can swing it). Even if...

u can go $0 on fees ... or at least the drp part I do drip invesitng nearly exclusively now...and excluding the intial shares (startup of a new drip) I pay zero in fees/costs/charges. The initial fee/shares/etc cost can be high.. as much as $25/per. But once the intial is done my cost is...

future possibles Here is my future: WIFE & I are 50 currently. But due to #2 I am redoing a lot of my retirement planning now. 1. Rockwell Pension (small) ... $400/mth (wife will get this when I go). 2 Trust acct from dad that will continueally give me 6% of the trust per month... this...

Hi all Hi all..doing research for future retirement...