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i was SO sure I knew the answer to this question...but based on info I got from an unnamed brokerage firm...I'm not so sure. It is my belief that interest on a Treasury BILL is not earned or paid until MATURITY. Therefore, federal tax obligation comes in the year in which it matures. The...

I'm a little shaken...and a lot confused. After a trip to the emergency room last week, and subsequent overnight stay in the hospital, I was diagnosed with a TIA (mini or warning stroke). My symptoms were quite mild...a little numbness on the left side of my face, foot and a couple of my...

I have osteoarthritis in one knee (nearly bone-on-bone). My doc has suggested trying a "gel" shot in the knee (Syncvisc One). Unfortunately, I have the one health insurer who does NOT cover this. Without the help of insurance, it'll run about $1300 per shot. Anybody have any experience with...

Forgive me for what is likely to be a lengthy (and at times meandering) post. I have been diagnosed by my local hematologist with MDS (a form of blood cancer). That said, I've gotten second and third opinions from some of the leading experts in the field (Fred Hutchinson Cancer Research Center...

So, here's the deal... A couple of weeks ago, I discovered a large amount of blood in my urine (not a hint...it was blood red.) I took myself to the emergency room where they ordered blood work, a urine sample and began a saline IV. Upon finding no good reason for my symptoms, the Dr...

I'm not even sure where a question like this belongs, but since I'm retired (for now) and it involves money...I guess this is the place. Here's the deal: I'm 56, retired for about a year, but have decided to go back to w*rk. I'm moving from Florida to the west coast to take this job. I've...

I know that market timing, over the long haul, is a bit of a perilous venture, but, I've got some money to put to work and am a bit hesitant because it feels like a "correction" is around the corner. I know that no one can predict where the market is headed...but what's your gut say? Do you...

I'm 56...been retired about a year. There's much to love about it, but I'm still not sure that it's right for me...yet. Other than money, is there anything that would cause you to go back to w*rk again? If so, what?

market timing is evil, BUT, I'm at 20% equities and would like to get to 35-40%. Would you take the plunge TODAY and get the equity position up to your allocation target (with the S&P at the top of it's recent trading range,) or wait for a pullback. If it were YOU...what what you do...

I have much to learn about investing and would benefit greatly from your responses to the following... As the stock market continues to pull back, which of the following best describes your response: "I'm staying the course," "I'm reducing my equity position" or "I'm adding to my equity...

My COBRA insurance runs out at the end of next month and what lies ahead "ain't pretty." I have a pre-existing condition which is likely (no, make that CERTAIN) to preclude me from getting a "regular" individual policy in Florida where I live. Since I'll be HIPAA eligible, each individual...

but...since I'm all in cash and looking to reach a 30% equity position...I can't help but look for the best possible entry point. Would you a) wait, b) begin dollar cost averaging now or c) go with a lump sum now. If you choose DCA, what kind of a schedule would you use? Thanks. (56 years...

I'm just now sure what to do next. While I'm not certain that I won't return to the workforce, for the purposes of this discussion, I'd like to assume that I won't (i.e. early retirement.) I'm monitoring some health issues. I'm 55, and at least until now, have been among the world's...

I'm selling my gulf front condo - it's currently under contract. But I found out yesterday, that the buyer's loan application was rejected by the bank. He's pursuing financing with another lender. Late yesterday, my realtor had one of her contacts review the loan application (he's a mortgage...

55 - just retired - and need some advice. While not something that I thought I'd ever do, I'm considering putting 15-20% of my nest egg into an Immediate Annuity. There's something about getting that check every month that sounds attractive. Overall, I'm a very conservative investor (largely...

Is it just me, or is time to search for a new cardiologist? Here's the deal: Discovered a 90+% blockage last summer and had an angioplasty/stent put in. The good news: multiple nuclear stress tests since reveal an adequate blood flow. The bad news: I continue to have chest/arm discomfort and...

As evidenced by my CD-laden portfolio, I am a conservative investor. I am, and have been, 98% in cash for quite some time (long before the market went south.) That said, with market values at current levels, I'm trying to figure out if I should pull some money out of CD's (incur the early...

Made an offer on an oceanfront condo in Florida (40% less than the current owner paid in 2004.) Just got the condo documents only to discover that this is a "leasehold" situation. In otherwords, you own the condo but not the land that the building sits on. You pay a land lease amount each...

Retirement begins on Tuesday. I've run all of the calculations based on NOT getting any social security. Obviously, adding it in provides a nice cushion. For someone like me (52 and single,) do you: A) count on nothing B) count on getting everything to which you're entitled (based on the...

Greetings from a longtime forum fan, first time poster. I'm just days away from early retirement and excited about what lies ahead. Throughout my life, I've been a poster child for conservative investing, but disciplined saving. At 52 and single, I've run the calculations every which way that...