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  1. M

    MMND: Financially Independent?

    As I said before leaving this forum over a month ago, I came to this forum to exchange thoughts with what I had hoped to be a group of like-minded, supportive people who share similar (ER) aspirations and experiences. While I have received private emails from several very friendly individuals...
  2. M

    Home price drop is biggest ever

    Today's misc. housing crash news (don't worry, these links have absolutely nothing to do with me or my blog - just passing these along for those interested in this thread topic): House prices keep falling (Business, financial, personal finance news - CNNMoney) U.S. 10-city house price drop a...
  3. M

    Millionaire Mommy Next Door

    Thank you, Igsoy, for sparing me the effort to defend yet another false accusation. I appreciate your help and compassion.
  4. M

    Millionaire Mommy Next Door

    Folks, my intro "Hi, I am..." post here was a quick copy and paste job directly from a FAQ piece on my blog that I had posted the day I appeared on the boob tube. (My inbox was getting slammed with email inquiries from viewers - it was a landing page for them.) It was lazy of me, yes, but good...
  5. M

    Millionaire Mommy Next Door

    Oh yeah, sorry to those who didn't appreciate the humor in my parody. A few of my friends read it and laughed their a$$es off. Definitely not a tantrum. Guess you had to be there...
  6. M

    Millionaire Mommy Next Door

    For the record, I wasn't the one that brought up the topic of how I invest. In fact, there are umpteen other different falsifications here attributed to me; whereas they actually originated by various other board members. If you'd like to look at what I have posted, you can view my list of forum...
  7. M

    Millionaire Mommy Next Door

    Can I have a do-over here? Please accept my humblest apology and allow me rewrite my "Hi, I am..." introduction: "Hi, my pen name is MMND. I love to write, but I stink at it. I'm nothing special, so I hope you guys won't mind if I hang around - don't worry, after I beg you for your autographs...
  8. M

    Rent versus Buy

    1) Do you rent or own? Rent. We were homeowners from 1987 to 2003. Now we rent a nice 4 bdrm, 3 full bath, 2 car garage home with a beautiful big yard and a covered patio. It's located in a very nice family neighborhood and is situated across from a huge park with two lakes. We pay $1295 per...
  9. M

    Rent versus Buy

    For those interested in sharing constructive conversation and a polite exchange of thoughts and ideas about this sometimes controversial topic, read this article first: Housing mess makes buying decisions harder - Money - MSNBC.com I'll pose the first questions: 1) Do you rent or own? 2) If...
  10. M

    Question for Millionaire Mommy...

    All righty-then. I'm back from my massage and feeling groovy again. O0 (cute emoticon, I couldn't resist) I have an idea. Those of you interested in discussing the original question, let's move on over and start a new thread. We can start the rent vs. buy conversation by discussing a relevant...
  11. M

    Millionaire Mommy Next Door

    Ahhh, on that note, I'm off to get a massage. After today's experience, I need one! Thanks for the welcome - better late than never as they say!
  12. M

    Millionaire Mommy Next Door

    SecondCor521, One more time - I did exactly what they wanted me to do - including linking to their homepage, not the press release page. They saw that I posted their PR and emailed me with a thank you and offered to send me a book for review. As book publishers, THEY benefit by doing this...
  13. M

    Millionaire Mommy Next Door

    What is it, specifically, about my very brief participation here on this forum that has some of you so riled up? Never in my life have I experienced such a gang-up. I came here because I don't know any FIRE folks personally and I'd like to share conversation, tips, yes - even enjoy the...
  14. M

    Millionaire Mommy Next Door

    Good grief, yes, JKLasser ASKED me to post it. It's a press release for their new book! Would you like me to foward you their original email request to prove it to you?
  15. M

    Question for Millionaire Mommy...

    I've got my work (pun intended) cut out for me here, don't I, with 80 posts to respond to no less! Bear with me, please, as I tackle one at a time (and continuing as long as I can sit still in front of this keyboard...). And I'll try to stop the disturbing visions of us all gathered 'round the...
  16. M

    Question for Millionaire Mommy...

    I just finished up responding to the questions posed on my introduction post. After a break, I'll return to this thread. I'd like to preface with a friendly reminder - I did not start this thread. REWahoo asked me a question and I started my partial response last night. In my reply, I asked...
  17. M

    Millionaire Mommy Next Door

    My father is also an attorney, albeit a family one, but he hasn't mentioned a problem with it. I think the important part here is that I'm not selling anything. I'm just a mommy-personal-finance blogger. It's also my understanding that there are many instances where authors/publishers title...
  18. M

    Millionaire Mommy Next Door

    As I've mentioned, I am able to plug in many variables into the Lifetime Financial Planner tool I use (and update annually). This software calculator takes a much deeper look into my financial future than simply applying the common rule of thumb of a 4% withdrawal rate. If you're interested, I...
  19. M

    Millionaire Mommy Next Door

    Thanks for the tips. I'll give it another try soon. Have you tried MS Money's Lifetime Planner tool? If so, how did your results compare to those using FireCalc?
  20. M

    Millionaire Mommy Next Door

    Thanks. I'll see how long I can stomach the reported hazing period here. ;)
  21. M

    Millionaire Mommy Next Door

    Will do. Huh?:confused: I assure you, I don't have a child porn problem! I chose "mommy" because I am the blogger/writer, not my husband or daughter. I speak from MY perspective, and I am a mom. We've been married for 21 years. In our state, legally it's "our" money - not his versus hers. We...
  22. M

    Millionaire Mommy Next Door

    I consider myself both. While my husband WANTS to work a couple days a week (when he feels like it - for fun, not the money), I stopped completely once we reached FI. I consider myself 100% retired and my husband semi-retired at this point. I suppose it's a matter of semantics and personal...
  23. M

    Millionaire Mommy Next Door

    It's not a matter of not liking the FireCalc results, it's that I couldn't figure out where to input all of my data details. Without accurate input, output is naturally irrelevant. I do respect the enormous pool of wisdom here. That's precisely why I joined this forum. Using the FireCalc...
  24. M

    Millionaire Mommy Next Door

    I read your interview that is linked from your profile. (Great story. I LOVE Hawaii!) Since your wife still works and you're a parent, have you since decided to call yourself a "stay at home parent" rather than "retired"? I consider myself both. While my husband WANTS to work a couple days a...
  25. M

    Millionaire Mommy Next Door

    Thank you Rich_in_Tampa. I appreciate your initial intent - and your willingness to reopen my thread so that I can respond to these posts. :)
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