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...Or do you do it all yourself? Things are getting more complex, and as 4 kids entering teen years, I have less time to devote to financial planning, taxes. Considering converting Trad-IRA to Roth-IRA in 2010 as previously could not qualify. This has my head spinning. Perhaps it's time for...

New to the board. Impressed with it and FIRECalc. WRT FIREcalc what is the best way to factor in a gradually changing asset allocation over the years? (eg hold more bonds and fewer equities as time rolls forward) -"Total market" asks for Percentage of your portfolio that is in equities; but...

I'm reaching the big 4-0 this year. Wife's a couple yrs behind. Both in reasonably good health. Some longevity in families. I work FT, wife works 1 day per week (funding her 401k). 4 kids ages 8/6/5/3. College 529 prepaid and savings plans in good shape. Finished school and ensuing training...